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  1. xfactor

    Y'all might want to keep an eye out for change of plans. Stealth Covid BA.2

    why stop at 10x, why not 100x, heck 1000x? Dude, I stopped caring.
  2. xfactor

    Y'all might want to keep an eye out for change of plans. Stealth Covid BA.2

    With a damn war, inflation and economic doom and gloom and this f'n heat. I for one is looking forward to the new variant!
  3. xfactor

    Y'all might want to keep an eye out for change of plans. Stealth Covid BA.2

    The last person I'm listening on anything "related" to anything is a fkn DBA. lol
  4. xfactor

    COVID and the housing market

    Man, I love the doom and gloom. Escalator up and elevator down right? ...anyways, In 2019, the rate was 3.65%, and if you looked at Feb/March/April of 2020, the market was recovering and going up at a decent 4-7% projected (month over month, which I was hoping to be around 7%). Then the...
  5. xfactor

    COVID and the housing market

    Necessity is the mother of _______________ :) If your fam is in the industry, ask to give you a shout if they have any leads. The best time to do this was last year with so many renos. Now, there is some purse tightening happening but I like the handy man idea for the evenings and weekend...
  6. xfactor

    COVID and the housing market

    I liked Saskatoon, it was a chill place from what I remember. And you're right about Dryden, it had a weird feeling to it, we ate our fish n chips and got the heck out of there in a hurry. I didn't care for Edmonton, felt like Mississauga with pick up trucks :)
  7. xfactor

    COVID and the housing market

    Start with friends and family if you can stomach it. If not, it's going to be a hard sell. Another way of doing it is, advertise as a handyman and get the contacts and your foot in the door. Go to install a dishwasher or some other appliances, and before you know it, you might be able to get...
  8. xfactor

    Soccer/football thread 2022

    Stupid jackass had a magnet factory or something. Ugh
  9. xfactor

    Does insurance for new riders decrease a lot after the first year?

    Been riding since 2005, was paying an average of 1k/year on the liter bikes. For the paste 2-3 years it's been around 1500-1700. So, not always, but it should as you have age with experience. 30 years old is the magic mark along with married status for steep discounts from my experience...
  10. xfactor

    Bike Friendly Ontario Insurance People [2008 edition!]

    Wawanesa: $1700/year CBR 1000RR, licensed M1:2003, Full M:2007, no tix/accidents bla bla bla Thx NFP.
  11. xfactor

    Soccer/football thread 2022

    I see LFC, I upboat. Come on Reds!
  12. xfactor

    Ukraine It's not just hot babes

    How good is their Potassium?
  13. xfactor

    Cheaper housing on the horizon?

    In 1957, economist Paul Samuelson wrote: "Every bubble is someday pricked. But I have long been struck by the fact, and puzzled by it too, that in all the arsenal of economic theory we have absolutely no way of predicting how long [a bubble] will last. To say that prices will fall back to earth...
  14. xfactor

    Just Came Back From A 6-Week Vacation 4,000 km South

    No I'm not kidding you. I was with you but you seem to be on some weird ass tangent. And you seem to be missing the subtle art of building consensus man. El Salvador is pretty bad place for most people due to politics/economics/corruption, hence the amount of people wanting to get the fk...
  15. xfactor

    Roads to/from Deals Gap!

    Maryville, TN to Ashville, NC have tons and tons of cool options if you haven't checked it out. I did two different routes between both cities and they were super fun roads.
  16. xfactor

    Covid economy non real estate

    Depends, there is no monolith structure to any of this. The "Bank" or anything enterprise has tons of different teams and they all kind of operate within their own kind of way. Generally, it's kind of a bore if you're stuck doing some silly "make work" project or there is ton of structure if...
  17. xfactor

    Covid economy non real estate

    Depends which side of the aisle you're on. If you're on the producing side, yea, R&D and devs are more coveted. However, when you're in the consumptions side, it's Operations that rule the world. Good luck getting anything pass the ZOS/DB2 admin or EMC/Fujitus guys to push through your...
  18. xfactor

    Just Came Back From A 6-Week Vacation 4,000 km South

    Yikes, hopefully it didn't involve any clandestine bananas in pants trick ;) You should def check out Queensland, AU/Thailand/Vietnam...and fall back in love with that sweet sweet potassium.
  19. xfactor

    Covid economy non real estate

    Looks like IT gang took over the non real estate economy...l33t 101z
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