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  1. GreyGhost

    Stocks

    Every month or this month? If you have been doing that for a while, congrats.
  2. GreyGhost

    Stocks

    Not a bad strategy but I avoid most of those. Their profitability (and by extension stock price) are largely driven by their pseudo-monopolies. It is possible (although unlikely) that a government will grow the stones to throw a grenade into their environment. Concurrent dividend cut and...
  3. GreyGhost

    BMA Municipal Study 2025

    Interesting study on growth/income/taxes/DC's/building permit fees/etc across Ontario. Town with highest average household income is Puslinch by a mile. GTAM ballers represent...
  4. GreyGhost

    Stocks

    A sad reality is it takes decades for investment returns to be statistically significant. Over a few years, it can be luck (either good or bad). By the time a person or advisor has statistically beaten the market (or lost to it), they are mostly out of the game. One of the keys to buffets crazy...
  5. GreyGhost

    Stocks

    If you can find a competent advisor (and that's a very big if, most underperform S&P 500 and chill), try to follow the person. That may not always work out as if they jump from Company A to Company B, Company B may be taking a bigger cut of AUM and while you still have the same advisor, you may...
  6. GreyGhost

    Happy Birthday Eglinton LRT

    Not only are they not starting over, they are using that as the template for others going forward. Same contractor that was an epic fail on Phase 1 was given contract for Phase 2. Same switches that cause unending problems in Ottawa were installed on Finch LRT where they also don't work.
  7. GreyGhost

    Has the city lost it's mind...

    They can start by firing the board of directors and ceo of sankofka square. What a pile of crap. It should just be another property under parks that you can book for an event. That's probably an easy half million saved with zero downside (other than to the grifters that had those positions).
  8. GreyGhost

    Enough of COVID...what are you doing to the house?

    Did you test the old element before firing the parts cannon?
  9. GreyGhost

    Stocks

    There are very few people at a bank I would trust with money or financial advise. A friend has money with someone that's as good as it gets at a major bank (advisor meets weekly with CEO to advise ceo on markets and the future). After fees, he's not much different than S&P 500 and chill. Sadly...
  10. GreyGhost

    Happy Birthday Eglinton LRT

  11. GreyGhost

    Speed camera update (Sept.11)

    No, Brampton bought a building for a ticket processing centre. They were hoping other munipalities would use Brampton as their ticket management provider. All about the safety. 175 Sandalwood Pkwy. City paid 10M over what their appraiser said it was worth. The seller had bought it three years...
  12. GreyGhost

    Happy Birthday Eglinton LRT

    Too many wants. Too much focus on nice to haves. Too many authorities wanting to be involved and sign off. That ends up with a project that spends 80% of the time and money on nice-to-haves like grass on the ROW and indigenous consultation and very little time on the core function (like switches...
  13. GreyGhost

    Speed camera update (Sept.11)

    Until some politicians start going to jail (or the gallows), they will continue to loot with impunity.
  14. GreyGhost

    Has the city lost it's mind...

    Why wouldn't he be allowed to run? If we prohibited politicians that committed crimes/fraud/had sexual encounters with subordinates, we'd have none left.
  15. GreyGhost

    Happy Birthday Eglinton LRT

    Because this way they can blame it falling on its face on the extreme weather. They wont bother mentioning that it should have been designed and constructed to work in the winter nor that the failures aren't actually related to weather, it just sucks and was a boondoggle.
  16. GreyGhost

    Shipping motorcycle from Montreal to Mississauga

    If the seller is flexible, try to get the van on day one and if it works, cancel day two to give the store a chance to rent it out. If the van isn't there on day one, complain that they screwed you and maybe you get a break on the price for day two.
  17. GreyGhost

    Has the city lost it's mind...

    Matlow will run. He's worse imo. Chow probably runs. She has a good chance of winning. Does Tory run again? He'd have a decent chance, people have forgotten his wandering penis.
  18. GreyGhost

    Banks

    Tbh, I haven't been to any of my home branches in a decade or more (more than two decades for my main chequing account). I deposit everything with a phone. Cheques all get held for me but the banks let me access part instantly (3-10K depending on bank). Etransfer or wire has no hold.
  19. GreyGhost

    Banks

    That's good to know. I always pay everything at least a few days early to avoid the kick in the nuts of 30 days of interest for being a day late on payment.
  20. GreyGhost

    Stocks

    Maybe. I want flexibility in life. Ideally also more cash flow. If I could maintain this rate of return, I could retire very soon. Past performance is not a guarantee of future results though. Decades more mortgage payments mean I need to be sure I don't get smoked by sequence of returns risk as...
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