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    COVID and the housing market

    In some cases they work for a certain type of people. The type of people that the establishment says they can't do it. Those people are prepared to pack extra people into the house, live with it "As is", work multiple jobs and get their hands dirty.
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    COVID and the housing market

    My algorithms keep feeding me posts and opinions by a chubby mortgage broker, usually painting a bleak picture of doom, gloom and nasty doings. Isn't that counter productive for him?
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    Law Enforcement - The Good, The Bad, The Ugly.....

    Fotl types are IMO, delusional. Their rhetoric about laws and definitions are based on non-existent books and laws. Talking to them is a waste of time. My B-I-L tried it once. If you ask them for their sources they counter with other unpublished or disputed books. Circular argument.
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    Law Enforcement - The Good, The Bad, The Ugly.....

    He was determined, getting shot for his efforts. "Police had been negotiating with the man overnight. They deployed tactical operations throughout the negotiation in which they sent remote cameras into the former church-turned-residence. In all instances, police said, the remote cameras were...
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    Law Enforcement - The Good, The Bad, The Ugly.....

    There are numerous YouTube videos demonstrating the number of layers of drywall a slug can penetrate.
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    Welcome the Solstice

    Motorcycle solstice is the January bike show.
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    Law Enforcement - The Good, The Bad, The Ugly.....

    It reminds me of a conversation I had with a lady from Nigeria. She couldn't believe media presence at violent events here. In Canada a reporter is standing in front of a violent event, guns going off as the reporter says "Behind me a swat team is engaging an armed shooter...." In Nigeria the...
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    Porch Pirates

    The blue foam gets me but seems AI as I can't think of any formula that works that fast, even foam suppressants for aircraft hanger fire fighting. Shaving cream morphed into porch pirate deterrent?
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    Law Enforcement - The Good, The Bad, The Ugly.....

    I don't see a traffic view problem but maybe the grass roots of a Branch Davidian off shoot. There seemed to be a lot more creative literature since that photo was taken. Mathematics is a big part of the solution. To the SovCit, show me a mathematical model that shows how things would work...
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    Law Enforcement - The Good, The Bad, The Ugly.....

    Kudos to Welland police. No one dead in 24 hour stand off. The officer that was shot only had minor injuries thanks to body armour. Subject arrested. All the above based on last night' news. From what I saw on the news clip, the fence dispute was over blocking traffic sight lines and usage of...
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    COVID and the housing market

    Good and bad. If the borrowers were over their heads because they were greedy flippers they get to see the backlash and IMO, tough luck. You gambled and lost. More sympathy to those just wanting to get a foothold in the market. The non-arms length part is also a gamble if pursued but home...
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    Enough of COVID...what are you doing to the house?

    If home renovation was a side gig for me I'd want the capability of handling 4' X 8' panels with the doors closed. I don't think the transits are that big.
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    Enough of COVID...what are you doing to the house?

    Put a price on your time and consider the money you could make on your side gig instead of learning to build trailers. Your final equity will be better as well The reason enclosed trailers are priced the way they are is mass production. Yours will not be done in a factory with all the...
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    COVID and the housing market

    It's a specific situation instead of a bunch of specific situations averaged out. Ideally they keep up payments and the bank lets the percentages ride, especially in an unstable market. Decades ago I saw similar situation develop in a townhouse complex. Engineers found deterioration with a tab...
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    COVID and the housing market

    Ugly part of the mess. A case study vs statistics. A young couple bought a starter house, the cheapest on the street, in Hamilton for $660K in 2021. No conditions or inspection. That was 15% over listing. Mortgages were ~ 2.9% fixed. Assuming they put in all their savings for a 10% down they...
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    E bikes rampaging Toronto streets

    The problem is our economy isn't geared to that model. Service and delivery vehicles need open lanes, already a stretch on a lot of the GTA.
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    Any GTAM'ers own an electric vehicle?

    What's a party without noise? While I'm not in favour of noise on the street, the rumble of big blocks at a race adds a gut stirring emotion to the event. Can that be unlearned? Egad! The whir of the motor caused me to slosh my tea onto my crumpet.
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    COVID and the housing market

    If you borrow from Peter to pay Paul you still owe Peter. Borrowing from family is touchy. I know someone who was moving from a house to a seniors apartment, expecting to cash out and buy a new car with the proceeds. They wrecked their car during the move-out and the settlement was minimal...
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    Marinating Steak

    You'll be happier and healthier with 6 ounces of good meat than 12 of shoe leather.
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    Any GTAM'ers own an electric vehicle?

    I found some stuff out of California and it was a mixed bag. Buy backs were one of the options. Studebaker stopped manufacturing cars in Canada in 1966 and it sticks in my mind that some parts supply agreement was in place for seven years. Most cars were rust buckets by then and not worth fixing...
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