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They don't stop to think they want the work done but at the same time slow us down.

I just can't get past the whiteish ring on the sapphire. I know it only shows when facing directly but I just can't not see it. lol

Down to 3 days a week at work. Huge drop in stress. Constantly looking for ways to make my life easier and less stressful.

Bought mine in 2015 for about half the cost of a new one today. I'm never selling mine.

Prices will be increasing world over to soften increases in US.

Thats a pass in Brampton.

So they will be going after cyclists??

I'll be delaying CPP probably till 67 - 68. Want to use up some of our RRSP's first.

Only financial strategy I ever had was work a lot, pay off debt as early as possible, and save. Live within your means. I know, boring but being consistent for 40 years has worked for us.

How I feel as well. If possible should have different areas to draw from. Like cash (GIC's) to ride out a down market to avoid locking in a loss.

This. Plus if you die (when) any unused amount gets added to your income the year you pass. RRSP's only defer taxes. Yea I know most people will have less income in retirement so taxes should be less. But if well funded, tax planning is a must.

Retiring at the end of next year. I'd say medium risk tolerance. We have other investments as well so more than 1 place to draw from. We stoped contributing to our RRSP's about 5 years ago as I felt to much is a negative re tax planning. Tired of paying my advisor fees after 30 years. I'll...

Anyone have any thoughts on what ETF's I should be considering? Someone I know mentioned XAW

They get a % of what you pay.

Special car.

Glad you're both mostly ok. Could have been a lot worse. So do you feel lucky or unlucky?

it's Brampton.

RIP

They'll get you next year!;)

You and I would think so........