Search results

A refrigerator would be covered under your Home/Tenants policy if you have a policy in force. Otherwise there is no coverage for the refrigerator under the trailer of vehicle policy.

I don’t understand how Comprehensive would cover the motorcycles. The coverage’s that follow under comprehensive are: Fire, Theft, Vandalism and broken glass (windows) If they're saying you have coverage, I would get it in writing, signed and dated and get a second person to witness it. Think...

If you’re saying no other vehicle was involved, it means it was a single vehicle accident, which automatically 80% of the time is considered an accident at fault...

Let's see if I can clarify this. Motorcycles and automobiles are not covered under your home insurance for fire/theft or vandalism. When it comes to covering your motorcycle for fire/theft only during the non riding season as far as I know there is no company that offers that coverage. What you...

Sportbikes over 15 years old are considered regular bikes, premiums will be based on CC's, rider age and how many years the rider has been licensed

Just to clear up some confusion I'm posting a photo of what an MVR/Abstract looks like. It shows the Offense date or ticket date and the conviction date, Insurance goes by the conviction date. You have not yet been convicted of the offense the day you got the ticket. Hope this helps to clarify...

Yes they are making money, I wouldn't call it "huge profit", 5% is not that much when the average small business is making an average of 7-11% profit. Everyone looks at the amount not percentage, it requires billions of dollars to run an insurance company. Why do you think smaller insurance...

I get you're point and you're not directing anything at me because I'm a broker, as brokers we get to see the other side that that most people don't. No consumer should be involved in fight fraud, should we reported? yes, but do we? no, should we take advantage when the opportunity arises, no...

Insurance companies are always trying to find ways to prevent and investigate fraud, millions of dollars every year are wasted investigating claims and fraud, it takes months before they get permission from our Canadian legal system to investigate a person/people/companies for fraud, on top of...

Welcome aboard, great deal you got!

I pretty much agree with all has been said in this particular thread, it is also frustrating for us brokers to have to deal with insurance increases year after year. I can assure you guys we're not happy about it, we would like to have the rates remain stable year after year, or even better pay...

Welcome to the forum

Maybe I should rephrase for clarification, you need to have a motorcycle license for 6+ years counting from the date you obtained your M2 license not M1

There is a very good chance the claim being denied, if not denied you will not get the payout to replace the supercharger and mods and possibly you will be cancelled at renewal.

I might be able to find something if you meet the following criteria: SS motorcycle 999cc or less, over 25 years old, have had your M2 over 6 years (no exceptions), Riders Training Certificate, no convictions or motorcycle accidents. You can contact me at cvincent@csib.org

Sent me an email and I will give you a couple of quotes cvincent@csib.org

The answear is, yes, you can shop around for a new policy. However keep in mind that there is a penalty for breaking the contract before the year expires and the penalty can be quite high, the savings you would get from another carrier will be offset by the penalty. I don't recommend doing it...

All I can do is apologise for such a negative experience you had, I'm not familiar with what happend, however I know things could have been turned around into a positive experience. I hope one day you will give us a chance to make things right. Carlos

I just had a meeting with one of my carriers and they want to get back in the business of insuring motorcycles. They are being very aggressive with their rates on SS motorcycles, however you do have to meet certain criteria. You have to meet the following criteria: SS motorcycle has to be less...

Testing testing Testing Thanks guys, you've been a great help