welcome and I use to live and ride in Etobicoke and it was fun but not very fun with all the traffic and worries I moved 45 mins north of Etobicoke in Keswick and man I all to say is best riding every . every one from Toronto comes here to ride because of how nice it is you should do a trip up...
there are soooooo many trails up in Keswick and willow beach and Sutton if you know the tims on Dalton rd in Sutton right behind the tims is where the trails start
look up newtonville Ontario amazing trails 100 km east of Toronto and up in georgina by lake simcoe tons of trails check my youtube vids https://www.youtube.com/channel/UCBSk0jUEpUXYOYph3sLHOqw
td bank has good quotes my dad is 40 and they tried raising the rate on my 2002 cbr 600 f4i from 1000 to 1500 but we talked it down to 1000 if you call td as say you use to pay 1400 a year they might offer it or close but make sure you talk with some one good because when I had a new be on the...
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