My insurance agent told us to bring in his next report card, it's known as the the good student discount.
Here's an article for ways to lower your insurance rate...
http://www.insurancehotline.com/saving-on-auto-insurance-rates-how-you-can-lower-your-rates/
I believe there is a significant difference in insuring boys vs girls.
I have a son whom I added to my insurance as an occasional driver and it increased my insurance 100/month.
He recently bought a vehicle of his own and is paying 368/month.
That said, there are discounts for good students...
Although I sympathize with your situation, be glad he pulled you over if you were indeed under the impression you were doing the proper speed limit in km/hr rather than m/hr. I would use one of the services available to fight a ticket, most judges are lenient if it's your first speeding ticket...
I think Bane from Dark Knight Rises would be cool this Halloween.
http://collider.com/wp-content/uploads/dark-knight-rises-imax-poster-bane.jpg
Would love to see a pic if you do it!
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