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Cops CAN and WILL call insurance to verify if the policy is in place. They usually dont, but they can. When I was 16 years old zooming around in an old clunker, I had cops calling to verify my insurance because they were suspicious. Also, I have a friend in the insurance industry who tells me...

I just put a plastic bag on before putting on my helmet

CAA requires the vehicle to be plated with a valid sticker. Throw a plate on from another bike and call the tow truck; as long as you have a valid sticker they wont care. I've used CAA to tow my cars/bikes over 20 times, and only ONCE did the driver refuse...that was simply because the sticker...

https://www.reddit.com/r/toronto/comments/3w3b4s/toronto_taxi_protest_megathread/?sort=confidence Lots of info and links to videos here

Insure the 3rd vehicle with a different insurance company, and exclude the kids from that policy.

I'd just be quiet :)

Thats insane. I pay $3000/ year to insure my Monster 620, but thats due to my age (<25) /driving record (2 minor tickets), Next year I have a clean slate so rates should drop.. Your rates were 1776 last year, which leads me to believe you had a fairly good driving record. Assuming you still...

http://www.ontariohighwaytrafficact.com/topic1082.html This was a few years back, but I see zero reason to believe that it has stopped happening. There is too much power given to cops under HTA 172. They will abuse it no matter what.

I was going to write "just dont **** around", but this is a better explanation.

Lets also hope that all the SS riders who suddenly can't afford to insure their bikes go out looking to buy sport touring bikes. Looks like it will be easy to sell my Ducati Monster in the spring!

With the news of statefarm raising rates on SS bikes to a point where many people will be unable to afford it, do you guys see any impact on SS resale prices in Ontario? It seems to me that there will be a much smaller number of people looking for these bikes now that it is so expensive to insure.

I think we are both making the same argument... I may have worded mine oddly. Using your example, If I own a Viper and a Corolla, I should only have to pay to insure myself up to the risk level of the viper. Since the corolla is in a lower risk class, I get to drive it under my policy with no...

We need to start insuring drivers, not vehicles. Split up all cars into risk categories ( Risk level 1, 2, 3, 4...) You buy insurance for yourself up to a specific risk level If you have a Corolla (Risk level 2), and a Nissan GTR (Risk level 4), then you pay for insurance that covers you if...

This will ultimately come down to whether or not they can pin YOU as being the rider. Did you show up to the police station in the same gear that you were speeding in? Did you admit to the cops that it was you riding the bike at the time? A good lawyer may be able to weasel your way out of this...

https://www.youtube.com/watch?v=Jbfwqjg_mpU

This was one of my primary concerns. Thanks for the info!

Called MTO and found out the following: My M2 expired on Nov12, so no extension can be granted. however, they will let me take M1 and M2 back to back (no wait) come spring time. Should be fun! If only I could get some time away from my prostate exams..

No, I had a doctor's appointment. :)

5 years have flown by. My M2 will expire at the end of this month, and I don't seem to be able to book a roadtest appointment from the MTO website. I figure they stopped doing M2-exit tests since we are almost in december? Do I have any options here? I will be calling them tomm morning to see...

Chances are, there was a camera in the car too. The officer would have told you if that were the case. Take it to court, and ask for disclosure, including the video. From my experience, the success rate for them getting the video to you is horrible. If: A) The video comes in, and shows you...