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  1. short stop

    cc in collections - settling vs pay in full

    Well, I didn't advocate investing in the stock market either. I simply suggested learning to financially live within one's means. That way one doesn't have to depend on gambling/poker/whatever in order to dig themselves out of a debt hole.
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    cc in collections - settling vs pay in full

    Wow. Nice job. Once you get stuff paid off, I'd start from scratch and learn how to truly live within your means. Gambling as a way to get out of debt might not always work out this favourably.
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    Grumpy Cat Contest

    Not mine, but here's a good one
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    Privatize LCBO

    ^ Same here, I never really went to the Beer Store because I didn't like the selection. I found the LCBO had a more eclectic selection of beer, and often got to try new brands and seasonal brews.
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    Poll-Do you believe in capital punishment?

    Back this up with some facts and numbers. You wanted to start this debate - now back your opinion up so that we can have some quality discussion. Anything else is emotional conjecture.
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    cc in collections - settling vs pay in full

    Maybe I'm missing something (or likely I have to pay $$$ to read more in-depth), but this method seems purely a self-motivating/psychological thing. Hey, if it worked for you and you're debt free, then that's great. But if you're going to give advice, at least explain why your method is more...
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    He asked us what toppings we wanted & we said everything.

    Nah you're all wrong. Amadio's pizza in Port Credit is the best!
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    about freakin time - kudos to the home owner...

    Well, duh. So that begs the question.....and I've posted the answer.
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    about freakin time - kudos to the home owner...

    Show the stats. I mean, I could be wrong. But show me otherwise.
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    about freakin time - kudos to the home owner...

    Not necessarily. Environmental factors beyond potential payout play a big role. Or else neighbourhoods like the Bridal Path or Lorne Park would be getting robbed blind.
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    about freakin time - kudos to the home owner...

    I didn't know that it was the invader that got killed. Well done, I must say.
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    Some people can't take a good joke.

    ^ the hospital and royal family are maintaining that they weren't pursuing any kind of disciplinary action against her. It will be interesting to find out if that is the truth. And just a slight correction crankcall: this nurse was the one who transferred the call, not the one who gave medical...
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    TV shows currently watching

    I agree. There were so many loose ends to tie up after season 4. I mean, haven't we all been waiting for that magic moment when Hank figures it out? And I think Skyler has been more of a trooper than I would've expected. With all the crazy **** that's been going on, I'm surprised she hasnt gone...
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    Some people can't take a good joke.

    Clearly there must be other issues at play. Someone doesn't take their life over a prank call.
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    Favourite Bad Guys

    My nerdom is showing..
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    Privatize LCBO

    The only real issue I have with shopping at the LCBO are the hours. But even then, other than Sundays they're not that bad. There's the odd Sunday that would creep up on me, and I'd leave work looking forward to my six-pack and then pull up to a closed store. *sigh* And that's when I'd pull...
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    Pushed on the subway track

    Yep. We're definitely not ones to feel morally superior. Besides, it sounded like the Chinese had some reasonable explanations as to why they didn't intervene (IIRC there are many instances of liability, no legal protection for Good Samaritans, etc). I'm not saying it's an excuse, but we...
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    Pushed on the subway track

    And that's what makes me absolutely sick. People like that make me almost as angry as those who committed the actual crime.
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    cc in collections - settling vs pay in full

    ^ This is good advice. When I was a student I didn't have much income coming in, and for years I kept only one cc with a limit of $500. It's much higher now, but for a long time it kept me from digging myself into too deep of a hole. Even now I don't really keep a balance on my card, and if I do...
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    Privatize LCBO

    ^ I think maybe Hudak is taking a page from Ford's campaign/Mayoral style i.e. populist sloganeering that doesn't have much real thought or planning behind it.
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