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  1. humsafar77

    Brampton/Mississauga Area

    Forecast says <1mm which mean it might be few drops. However its better not to take the risk. Just to satisfy my riding itch i might go for a short spin [emoji851] Sent from my iPhone using GTAMotorcycle.com
  2. humsafar77

    Brampton/Mississauga Area

    Any one interested in a short around 1-1:30 hours easy pace ride. may be we will take Winston churchil to bell fountain and back via mc laughlin or any other suggestion. I am a new rider so don't really know many routes Meet up 1:15 PM at TH on Steel/Mississauga. please let me know if any one...
  3. humsafar77

    monthly breakdown

    With most companies annual premium is consumed between march and October. So if you cancel your Motorcycle insurance in Nov you might not get any refund, Similarly if you insure your motorcycle in June then you have to pay 75% of your premium in next 5 months
  4. humsafar77

    Safety Certification

    There is KMM powersports at Tomken and Courtneypark in mississauga. Sent from my iPhone using GTAMotorcycle.com
  5. humsafar77

    TV shows currently watching

    Now a days I am Watching - The Blacklist, Blindspot, Hawai Five-0. and MacGyver both the new and the original. All of these are good
  6. humsafar77

    Speeding ticket reduction and options?

    The speeding ticket given by Cop even if a minor does effect your insurance rates, my be by 10% or less. and it will stay on record for 3 years. So just take this into consideration along with what other says. When is your insurance policy coming up for renewal. Is it in next few months ...
  7. humsafar77

    Which one to go for - Touring or Sports Touring

    My First Choice was also V Strom. I test rode a 2009. but it was too tall form me and despite being 5'9' I was still Toe tipping on it and Due to weight didn't feel comfortable at stop signs and was very difficult to move the bike with feet. So ditched that idea and got a little smaller bike...
  8. humsafar77

    Toronto Riders

    Can a new rider with some some experience Join. Which area are you guyz planing to cover and how long are u planning to ride? Sent from my iPhone using GTAMotorcycle.com
  9. humsafar77

    Which one to go for - Touring or Sports Touring

    Finally got a CB500FR and my inaugural drive was to Bell Fountain. First impression is good, it looks like a very good bike for new or even experience riders. Acceleration and Handling was good, took it easily to 140 but the wind was too strong so slowed down and cruised at 80-100, the...
  10. humsafar77

    Which one to go for - Touring or Sports Touring

    That makes sense next time I will apply this approach and will see if i can get a test ride Is it like a covered thing with Lock and key ? and how much it cost ?
  11. humsafar77

    Which one to go for - Touring or Sports Touring

    Well I am relatively new here, Have very few friends and none of them are into riding :). I guess just have to buy the bike without test drive and later either regret it or love it :)
  12. humsafar77

    Which one to go for - Touring or Sports Touring

    I have seen a 07 V strom a 06 Fz6, 2013 NC700 and 07 Shadow 750. But the problem is none of the owner allowed to test drive it even in front of their house. However the Owner of the Shadow was kind enough to allow me to ride on his street. It was definitely a very heavy bike and was...
  13. humsafar77

    Which one to go for - Touring or Sports Touring

    Yesterday I saw a 07 Shadow 750 Aero in white and all chrome. The bike look so awesome, wanted to by it right away, But when I sat on it. it felt quite low, and there was very little travel in rear shocks, Of course the guy didn't allow me to ride it. He was stuck at $4,700 and I was at $4000...
  14. humsafar77

    Non-fault accident but still "at-fault"

    You are right insurance companies cannot rate any AF accident if it is less than 25% AF. Now if on Auto Plus it shows AF accident then every year if you want to move the insurance companies the new company might ask you to provide letter for experience to show that you insurance company...
  15. humsafar77

    Alberta Photo Speeding Ticket

    Photo radar Ticket doesn't appear on Driving abstract hence no increase in Insurance :)
  16. humsafar77

    Gear insurance question

    If accident it is your fault, then the gear is not covered under your Auto Policy, you have to claim it under your home or tenant insurance, Motorcycle gear might comes under "Sport equipment" and your policy might have a certain limit for sports equipment. If it is not your fault then the...
  17. humsafar77

    advice for a beginner trying to start out

    Well you can ride with the Owners permission since your M1 License allows you to ride the bike, but if the accident happens your friend's/owners insurance rate will effect big time. and later when you try to get you own insurance most companies will rate you for the claims as well because you...
  18. humsafar77

    Potential claim question - wondering about impact to rates

    You are right some time this happens, because there are numerous variables which involves in the rate making. and AF accident is just one of them, so when you see an increase of 30-40% this means those other variables came into play and cause an overall increase in the insurance rates
  19. humsafar77

    Which one to go for - Touring or Sports Touring

    To me Touring Motorcycles are like Honda Shadow or Yamaha Vstar etc. and Sports Touring bike are V Strom, Honda NC 700, Kawasaki Versys etc.. Just wanted to know the advantages and disadvantages of both kind of Motorcycles. e.g, which one has better suspension, on which category you...
  20. humsafar77

    TD/Meloche Monnex will not insure Honda Grom 125cc

    This is a legal way for them to say they don't want person's business, Insurance companies try to make it hard for clients to get insurance if their profile does not fall under company's preferred criteria.
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