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  1. strictlye

    blackberry stock advice

    Considering that RIM doesn't pay dividends, it isn't a stock that you would hold on to long term as a source of income. however, in the short term its great! Blackberry is far from bankrupt. Even all the anaylsts say that based on their cash on hand the stock should be worth around $15 per...
  2. strictlye

    blackberry stock advice

    I bought a crap load when the stock was $8.75. Everyone thought I was an idiot, but anyone who follows blackberry knows how much they have up their sleeves. I use CIBC Investors Edge to self invest. It takes a week or so to set up the account so you may want open one as soon as possible. My...
  3. strictlye

    cc in collections - settling vs pay in full

    Not true, its 7 years in the US and 6 years in Canada. Also a Line of Credit is one of the most difficult lending products to qualify for. A secured Line of Credit and mortgage are easier because of the collateral of the house. Dont confuse collections due to utility bills the same as...
  4. strictlye

    cc in collections - settling vs pay in full

    The reason the OP cares is because how many times the debt is sold determines if he has a Collection item on his bureau for 3 years of for 21 years. The debt can be sold up to 7 times in the USA, not sure about canada. But some of those debts can haunt you. If its a low balance, the chances of...
  5. strictlye

    cc in collections - settling vs pay in full

    Your semi right but you understand what I was trying to say in a round about way. If its already in a collection agency. Paying the debt is not really required. Your already screwed. The only thing is a third party collection agency can hold your debt for 3 years. Most companies will sell it off...
  6. strictlye

    cc in collections - settling vs pay in full

    FYI if you have already been sent a credit agency that means the you already have a R9 on your bureau so a settlement is not an option to salvage your credit. The collection agency gets paid because your debt was sold them for 20% less than your original balance. Any thing they collect they get...
  7. strictlye

    cc in collections - settling vs pay in full

    I am a former Credit Specialist for Equifax and form Credit Counsellor for the Collections department of the bank. To answer your primary question, YES. You can do a settlement and pay back a portion of your debt. This will severely damage your credit score and will be on your credit bureau for...
  8. strictlye

    Diet Sodas won't help some people.....

    Some people don't order Diet Soda's because they're concerned with their diet. They may order because they are diabetic and they can't consume that much sugar as it will spike their blood sugar.
  9. strictlye

    Investing

    I bought a crap load of RIM stock at $8.75 now its boardering at $12. :D
  10. strictlye

    Bike died Burning smell!!

    Your stator is shot. There have been numerous threads on this. Very common on these bikes. Stators and Regulators should usually be replaced both at the same time. I've been through 2 already. Be prepared for a close to $1k repair bill.
  11. strictlye

    RIM Playbook. Limited sale... $200

    I LOVE THIS LINK Pure android apps for FREE. I know people are complaining about BB apps are outdated blah blah blah.....whats your excuse now that you can use BB and Android apps?
  12. strictlye

    Best Roti in Toronto

    Yup, thats why I like when they make it fresh.
  13. strictlye

    Barclays Premier League 2011-12 Thread

    I actually have jersey's from all 3 clubs. I liked them all at different times. I'm not from England and I don't need to support a club because of where I live. I like ManU when Van Nistelrooy, Beckham etc were on the team. I'm a chelsea fan because of Drogba, and i have Man City jersey when...
  14. strictlye

    Best Roti in Toronto

    Well, its more of the fact that different cultures prepare food differently. Jamaican curry chicken is very different than Trinidadian Curry, which is very different than chicken curry from an Indian culture. I've seen some cultures say they are making "jerk chicken" simply because they buy...
  15. strictlye

    Best Roti in Toronto

    I would never buy a roti from a "Jamaican" shop since Jamaicans don't typically make roti. I rather authentic food. My Guyanese friend has a shop at Jane st and Trethewey (S.S. Curry), she makes and sell fresh roti's there. Thats the only place I buy mine from. I buy my roti's from indians...
  16. strictlye

    Filling out a financial credit application

    Take advice from a Banker.... The reason why they are asking for your assets i.e. bank information is because they want to know your liquid assets. That does not appear on your credit report. Basically, if you lose your job, what do you have that can be easily converted into cash to repay your...
  17. strictlye

    06 and 07 GSXR 600 / 07 CBR 600rr owners...

    Replaced the stator and rectifier twice on my bike. The FI light is due to the wires not being the right length to set valve. There is a recall for to replace the wires. The stators have been made more durable now since there was a recall on them too in the newer models. Love my gsxr and I...
  18. strictlye

    600cc Sopersport Life expectancy

    My bike has 53k on it and still pulling strong. I swear its even more powerful now than when I got it.
  19. strictlye

    Go Karts

    I used to work for GP Kartways, the karts are fast. But if you join their racing league its even faster. The general public is capped at like 50kms or so where the race league the karts do 60km/h or so. Its a 10km/h difference. It may be 40 and 50 but you get the idea. Its the same karts but...
  20. strictlye

    $3-billion casino plan unveiled for downtown Toronto

    Exactly, the casino can still be built in the City, but just shouldn't be built in the downtown core. Front street is already one lane at times because of construction. It takes me up to 30 mins sometimes to get from front street to the qew which is just stupid. Anyone ever tried to commute down...
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