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Remember the days when a truck was like - a truck? There's a mid 80's pickup on my street. Incredible how much smaller they were. And with a tailgate height that's user friendly.

That's a large group of truck owners. lol.

BMW rides are well done. I've done 3 so far. No hard sell after. Un related but Wolf BMW in London is now one of 4 Peak Powersports dealerships. Looks like Mark sold the place.

I'm guessing those are lower end units. I've been watching pricing on upper end B class motorhomes. Not seeing any of those listed in the few auctions I've seen advertised. Went to the RV show last weekend. So much junk being built.

All car sales are up. Things getting back to normal.

I use hand tools everyday, all day. No romantic ideas of stunning Lie Nelson planes sitting on a shelf. When I get home I really don't want to see a hand tool. The downside of doing a "hobby" as a life long occupation.

Kinda cool being local. I remember buying something motorcycle related from Neil off Kijjiji years ago. Met him at his house in Toronto. Had a nice chat. Former editor of Cycle Canada. https://www.youtube.com/@elcaminotv

Interesting. We had no idea.

Why have it a joint account? I have access to my parents accounts online and have paid bills and such on their behalf. I have been out of pocket on occasion and have transferred money to my own account from theirs. I see no need to actually have those accounts joint.

Big congrats! Good looking ride.

Looks like you can "share" CPP. Depends how long you lived with your spouse during the "joint contributory period". I'll have to look into this further. Income splitting opportunities for couples in retirement

OAS completely dies with spouse.

I didn't know all the limitations.👍

That's basically what I thought. I believe the Teachers pension bridges till 65 years and is then reduced once CPP starts being collected. Everyone can income split after 65.

Just curious. Does that get reduced once you start collecting CPP? Or is CPP on top of your Omers pension?

Fingers crossed for you!!

Holdco. Take very little salary. Dividends are not considered wages and not treated as such. I've contributed most years max CPP so at my age continuing to contribute has little to no benefit so mostly I've stopped. Downside is it creates no RRSP room but I'm not contributing anymore anyway...

Same but only recently.

Agreed. I don't recall ever having such a mild winter. We've had 2 snow events of 4" that melted soon after.

If you have a defined pension (rare these days) then you have less concern to save a lot for retirement. While you say very few have 5k/year to save, fewer can put away 14.7% of their salary. Neither my wife or I have that (like most) so we have no choice (forced) to save as much as possible.