When the bus driver reports the accident, you will be contacted by the reporting facility. Then your insurance will find out. And since it happened after dark you will not have coverage.
One question the reporting center asks is time of incident and when it comes up that it was past sun down...
Uh, wasn't there an accident report done? If I'm not mistaken your insurance company owes the city for repairs. Your insurance will find out about it. You're pretty screwed bud.
On top of it all the forks are bent? Bye bye bike
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