Insurance does not require a police report. I wouldn't go thru insurance unless you don't have the money to fix it. You'll be paying for it (insurance wise) for a long time...
Hey. We do a Kawasaki meet at York-Mills and Leslie, but since several of us have now switched to different bikes it's turning into a general meet. You can find it in the rides/meet-up under Kawi Wednesdays.
Glad that it worked out ok for you. It happens all the time downtown. People are just so oblivious/self-absorbed they don't even know you're there. Best to always assume everyone is trying to kill you. It's difficult in traffic, but try and always position yourself with an escape route.
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