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Typical police, how can they make any accurate liability assessment without at least listening to both side of the story.... Your adjuster will need to make a determination on fault, in addition to the police report they will consider your version of events, the other drivers version of events...

My cousin is 5'1" and 105 pounds. After riding her CBR 125 for about 500 km's she's looking for a Ninja 250. I thought the 125 would be suitable for one season but it's just too under powered. Even very moderate hills she needs to downshift, hold the throttle wide open and she is still...

Call your insurance company, they are going to get a third party report from the bus company any way. Besides, 20 people on the bus will also likely be claiming injuries, better you report to your insurance company rather than the other party.

An insurance story with a positive twist. How refreshing. Thanks for sharing.

I hope every single person, who has ever bashed our system here in Ontario, reads and understands the ramifications of this incident. Basically, the guy with the broker femur is largely screwed. Big deal, he may end up with $25000 or $50 000 in his pocket, that won't put a dent in his...

Call FSCO and see if one of the rules they filed is "we don't insured US motorcycle". If they haven't filed such a rule they can't use that as a reason to decline you.

Stay off the Bronx Expressway, or at least don't wear your sunglasses, there are a couple longer bridges you go under and with sunglasses and darkness it becomes impossible to see. I found this out the hard way.

I've ridden in many US states and often come back to Pennsylvania. Nice roads, well paved and well marked. Check out Titusville and Oil City area. Stay away from Bradford PA though, that city is a pit.

I have a Sprint ST (beautiful bike by the way) and I'm paying almost $900/year and I work for the damn company. You're getting an incredible deal.

Completely wrong information. I can't believe the erroneous information that circulates throughout the insurance industry. For the right answer see my post above.

Are you saying you pay $425/year to insured your Sprint ST? What coverages do you have and what company are you with?

The same companies that sell insurance in Ontario also sell insurance in Alberta. Given the massive price difference this must tell you it's not the same product that they're selling. It's kinda like saying one friend bought a car for $100 000 and another friend bought a car for $20 000...

A reduction in your premiums???? Where's GYMPY when you need him this might just renew his faith in the insurance industry, of course he'd twist it around to something like this.....You were getting really ripped off last year and only a little ripped off now. I think poor old GYMPY thinks...

See you Gympy, I assume you probably had a stroke and flamed out after reading all your dissertations again in a more sober state. I can't believe a guy with that much hatred has lasted as long as he has on this planet. For the record (I know Gympy won't be reading this as he has decided to...

Not if you were 17 and it was your first bike. Anything with a motor and two wheels at 17 is cool. I agree, a Mixim 400 doesn't exactly light my fire, but at least it's not a Honda MB 50. Kid, look up a Maxim 400 or similar, trust me, if it's got two wheels and a motor the chick will...

I think you should completely stay away from anything that starts with CBR or Ninja, even they are only 125's and 250's. Sadly, most U/W's don't recognise these as being realistic starter bikes and they are on some insurers excluded lists. It would really suck to buy one and then not find...

I'm with KLR guy, Gympy, you really gotta relax my man, you're gonna blow a gasket. By the way, I'm guessing KLR guy rides a KLR650 (of which I've had two) and they are a far cry from a sport bike so I'm not quite sure you went down that crotch rocket dissertation. Anyway, just try the nap...

Neither are covered under comprehensive. Uninsured motorist coverage provides coverage if you're involved witn an "Uninsured Motorist" In such a case you can claim for Bodily Inury, Death and Property Damage (This covers your car, it's contents and their loss of use). If you are involved in...

Why would an insurance company want to provide coverage against the peril of wind (hurricane) in a place where you know losses are going to happen and those losses will be catastrophic? i.e. Florida It's kind of like knowing an earthquake is about to happen and then writing policies that...

Or like many other people in this world he made a career change or moved on to another insurer / broker etc. Maybe a family member got a job transfer and he moved, maybe he won a million dollars. Who know..... Gympy, you have to stop being so angry. If the guy suffered a personal tragedy to...