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    Thinking of Renting out my bike!

    Whoever this woman is that is renting her motorecycle is just another example of a person not paying the appropriate premium to pay for the inevitable claims costs. This means we all end up paying more to cover her claims. It's kind of like the guy who says his motorcycle was stolen when it...
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    Am I getting the best motorcycle rate possible?

    Doesn't look that bad to me. My Triumph Sprint ST isn't much cheaper than your bikes.
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    Facility Rate Change

    I'm sure some who are insured by the Facility Association (If they know it) appreciate the heads up. What are you suggesting they do about it?
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    can you buy US insurance for Canadian bikes?

    People are always looking for an way to beat the system, and then they're always surprised when the insurance company wants to deny their claim.
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    Switching bikes?

    Call them and see.
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    Move 10 minutes, equal 600 dollar increase?

    One day you're 24 years old, the next day your 25 and your rates drop dramatically. Similar story, different outcome.
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    car insurance liability question...

    Great, another guy lying to his insurance company so he can escape paying the premium he should.....and the best part.....the rest of us who are honest end up having to pay for his lies.
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    allstate anyone?

    Allstate also provides a 30% premium discount for qualified motorcycle riders. As for their customer service it's worth reviewing the JD Power results, they rank quite high in customer service.
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    Got Into an Accident on the Cage..

    I wouldn't worry at all about the winter tire discount. And there is no chance this will affect any payment made towards the fence. You're okay on this.
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    Motorcycles - You need to be rich... or have a trust fund.

    Is there a point to this post. If you want to ride a 600SS pay the price. If you want yourkid to play AAA hockey, pay the price. If you want to travel the world, pay the price. If not move on. Helicopters cost $5 000 000. I hate helicopter manufacturers.
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    HELP! Tornado blew bike over (while I was on it) - need insurance advice :)

    If you in fact got blown over by the wind, the wind would be the proximate cause of the loss and it would be a comprehensive claim. But, if you were caught in a Tornado I would expect that you and your bike would blown clear down to Kansas, not just tipped over. The evidence is a bit odd...
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    Curiousity question about low liability coverage

    I can't say 100% but my suspicion is that the insurers in all states in the U.S. would provide coverage up to the minimum limits in the jurisdiction where the accident happened. So, for example Skeeter from Louisianna was up here on his HOG and hit you, and he only had $20 000 worth of...
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    Hit & Run situation without a license plate number

    This was answered above I think.
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    Hit & Run situation without a license plate number

    They would be left with one piece of evidence on which to base their liability decision, that being the evidence of the customer who said he was "run off the road". If there were doubts about the valiadity of that persons evidence they may transfer the claim to someone well skilled in the art...
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    Hit & Run situation without a license plate number

    If what you say is correct, then this would be considered a not at fault accident (being ofrced off the road by a car). But, you will be unable to make a claim under Section 5 (Unisured motorist coverage because the identity of the car driver and or owner are unknown, same goes for Section 6...
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    accident claims process, please clarify

    Quebec is very similar to Ontario with regards to no-fault. This is a hard question to answer. I need to know why you were renting a car. Was it a "Temporary Substitute Vehicle" for what kind of car and or bike you insure? Or, was it just a car that you rented? And, depending on whether...
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    Free license plate look up

    You haven't tried it but you're putting here for all of us? Thanks for thinking of us.
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    Cash Settlement Amount for a "Write-Off"

    The auto / motorcycle insurance policy specifically states the use of aftermarket / used parts is okay. It's right in the policy, and it's a practice the insurance industry regularly employs. It's off that now they are forcing the reverse condition on you (Use brand new parts). But, when it...
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    Recently purchased bike covered by existing policy?

    Steve 220s, yes you are basically right. There are some other conditions. If the new bike is a Replacement or Additional vehicle the coverages that extend will be different. The conditions are basically as follows: 1) Your current insurer insures all your vehicles. 2) If it's an...
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    Question for insurance experts: lowsided my bike, claim or fix it myself?

    It's a sad commentary on our industry when people are afraid to use the coverage they purchased for fear of what it will do to their rates. I guess it comes down to this. Your loss is $6500-ded=$6000. If you can swallow it great, if not make the claim. Here's one other piece of advice...
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