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It all makes sense to me now except why someone can't write a 28A-like clause into the contract to exclude all other riders. On the surface it doesn't look like a ton of work and maybe some insurance guru can explain. Because as you pointed out above they are still on or some of the Accident...

Do us all a favour, tell us the name of the mechanic who wrote the safety so we can avoid the guy.

Nice to see that the police have time to secure a Timmies parking lot. Maybe they could take the odd stroll through Glamorgan across the street and bust up a few real crimes.

Not a bad explanation. If I could add one more advantage to no-fault. Under the old tort based system, where you were "at fault" you may get nothing in the way of compensation for your injury. Under our current no fault system, which began in June of 1990, millions of injured motorists...

That young whipper snapper sure hit a sore point with Gympy, boy did Gympy go off on him. Hey kid, keep up the good work! ;)

Re: Why the fuc* insurance is so expensive? Honest to God, haven't we beaten this one a million times before. This topic should be banned.

You should ask the Allstate agent to present your whole portfolio, including the bike to the Underwriter and see if they will allow an exception. Depending on your age, years riding experience tickets, accidents etc they may allow an exception. I know first hand that they will.

I would be very interested to know why sections of both the HTA and the Insurance Act you are relying on?

Your contents are covered to the degree you're not at fault. So, if for example you are 25% not at fault and the actual cash value of your camera is $100, you will be paid $25 for the camera. You are also covered for the loss of use of the contents. Lets say your golf clubs were...

My HJC fits great but I will never buy another one. I've owned two but there is just way too much wind noise. They are known to be very noisey. I want to be able to hear my grand children laugh some day. This Christmas a Shoei is at the top of my list. P.S. Don;t leave home...

Cool and when you're all done you can hand over your cars, license and $10 000 to Srg Cam Wooley (aka Yogi Bear) under our new stunting legislation. P.S. Did everyone hear Yogi Bear himself is joining City TV. I guess he got tired chasing down old ladies on the 400 during long weekend blitzs.