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Hello GTAM fam, I have been thinking about relocating elsewhere within the country. GTA is amazing, however, I cannot afford anything here and I have had enough of "lifestyle". Just don't want to be house poor. In the past I have lived in Kincardine for a short period and I loved the peace...

This.

https://www.thestar.com/news/gta/2019/07/05/heres-what-youd-need-to-earn-to-buy-a-mid-priced-home-in-your-toronto-neighbourhood-and-what-a-typical-family-there-earns-hint-not-nearly-enough.html

Which program? Like I understand YouTube and IG is saturated but job market now too? Oh yeah....over supply of human capital, driving the price down of labour.

I like this thread. A lot of motivation and advices from smart people. Just wanted to wish Happy Canada Day to all. Yes, I am working today and I am happy about it! The branch is not so busy, so I get some time to read books for self development.

Mom wanted me to be a doctor, I just did not have the brains :(

My recruiter in IT said the exact same thing. The real estate owner I work for, said the same but he said he likes it. He said that strong supply of people in professional field where skills are transferrable (such as IT, Tech etc) is lowering wages for similar jobs and increasing housing prices...

When and if ever that time comes, I think I will buy a property strictly for renting out. My current rent is $1296 in East York. 1 Bedroom 1 washroom, all utilities + parking in, with a pool.

Banks told me no, my accountant told me no. But of course, there is a limit in contribution towards your tfsa. TFSA gains are tax free as far I know.

Not if you had your equity in Aurora in TFSA investment account.

So I have a regular job, part time job in the weekends and a small lawn mowing business....I am going insane....the hustle is real.

Cannabis. lol....if you can digest the volatility...

The only logical way to buy in GTA is having dual income combined upto $120K and a huge downpayment saved up either by yourself or parents' help. Even still it is a very risky scenario. For example, employers can choose to hire someone else to replace you because so many new people come here...

I was thinking if anyone uses this or similar: [Upgraded Version of T1] TRANYA True Wireless Earbuds, Bluetooth 5.0 Deep Bass True Wireless Headphones with Microphone, 6-8 Hours Continuous Playtime, 60 Hours Playtime with Charging Case, T1-Pro: Amazon.ca: Gateway

Hey, does anyone ride with wireless earbuds inside their helmets? How do you like it? I have my sena smh10 from my last helmet but I don't like bulkyness. Earbuds would completely eliminate that.

Do you work with Gastby Valet??

not gona lie, I agree with you. I am also studying more about finance and real estate, so that I can get my foot back in.

Damn....so much hassle and definitely not worth it.

Could you elaborate on that? Let's say my buddy borrows my bike and crashes it due to his fault. I guess my insurance does not pay me since I was not the rider? What if he crashes due to somebody else' negligence? Still insurance does not pay me because I was not riding it?

So it means I would not be able to ride his bike. Trailer it is.