Recent content by kurtrules

Yeah, its been a minute!

First proper day ride of the summer yesterday, and it was long overdue. Kids keeping me on my toes. Did a loop out of Burlington. Up through Peterborough, 507 / Glanmorgan / Elephant Lake Road, then Highway 60 through Algonquin's East Gate and out at Dwight. Came back down through the 35, 118...

Sorry @shanekingsley , just saw this message

Thank you Shane.

Apologies, but I have to sit this one out. Going through painful back spasms.

I am in..

No, I didn't know about that. Another reason to head west again!

Technology aside, just on pure looks, I think it's beautiful. Futuristic.

Hope this helps - Ride Report: The Lake Superior Coastal Ride

Some afternoon fun around Europe today, from Burlington..

Fair enough. It also depends on time horizon. Not advisable if you need the money in the short term.

The risk is only if you are using TFSA or RRSP accounts for day trading etc. CRA find out, you had handed a penalty, and all other gains are considered as they were in a non-registered investment/savings account.

Not if it’s your residential property. CRA confirmed

And yes, not LOCs are bad (e.g. HELOCs) Canada offers Smith's maneuver (look it up) .. back in 2021 when the BOC was 0% and prime was 1, HELOCs made a lot of people a lot of money.

I have a hobby of collecting credit card bonuses and then converting them to Aeroplan points. Amex offers the most generous new card bonuses. The only rule I follow, pay in full, each time, every time. Oh yes, I also, almost never, pay anything in cash - unless there is no other option.