1. My name isn't Frankly.
2. Your example cites a marketing strategy which has been referred to as the Gillette Marketing Plan. Give away the razors - we'll make money on the blades. Getting back to the subject at hand, are you seriously saying that this is the operating plan of insurance...
Apparently someone doesn't trust their dealer.
If you're this worried, sign the final papers at the dealership with the notation "No Damage Seen" and date it. If it arrives at your house with damage take pictures, take notes, have delivery person sign the notes, and proceed from there.
Or you...
I want a list of those "loss leader" companies to ensure I don't buy their stock. :D
You're telling me the rates are all over the place. Does that not sound some sort of alarm bell? If I'm a certain risk factor for one company should I not be the same risk factor for another?
If someone were to throw ball bearings at a car they can, of course, be charged with a variety of offenses.
Got a tailgater? Why not simply pull to the side or slow down and motion them by? Or does everyone here have a 500 pound ego?
Anything is possible however I don't know of many companies who would choose to do what they believe is bad business in order to get somewhat good business. As an example, I pay $400 for house insurance and $1,100 for car insurance. Not a lot of room to pad a bad risk motorcycle policy...
Sorry to continue the derailing of this thread but....
I believe it is massively prejudicial of insurance companies to hold riders hostage to higher rates unless one insures one's house and car with them. What if you don't have a house or a car? That makes you a bigger risk? Absolutely not...
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