I have been talking to a few people, and they told me that some companies make you pay everything upfront. I got quotes from Paul South (Aviva) a few months ago, does anyone know if they offer monthly payments? I'm pretty sure Dalton Timmis offers monthly payments, since when I got quotes from them, it said the full price of $3110 or 11 payments of $291.20 (ends up being $3203.20, just a bit more). I'm a new rider (also new to insurances overall, since I'm only 18, so I'm not very knowledgeable about these things, sorry).