Riding a purchased bike home?

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viperman99

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Hi,

I will be looking at a certified bike for sale northwest of Toronto about 1.5 hours drive. If I decide to purchase the bike and want to ride it home - how would I go about doing so? I have a plate (not expired yet) from my previous sold bike. Do I call up the insurance company to get a 1 day insurance permit? Or the bike must first be registered/transferred with MTO to my existing plate?
 
Yes, regardless of whether or not you go the temporary permit route, you have to get the bike registered and transferred into your name before you can legally ride it. Is there a Service Ontario nearby? If so, go check out the bike, if you like it, buy it and get all the paperwork. Call your insurance company and notify them that you have bought a bike. Head to the MTO and get the bike registered to you, pay taxes, etc. Head back and ride the baby home legit.

I'm not sure insurance would cover you if the bike wasn't registered to you, regardless of whether or not you have activated the policy.

viperman99 said:
Hi,

I will be looking at a certified bike for sale northwest of Toronto about 1.5 hours drive. If I decide to purchase the bike and want to ride it home - how would I go about doing so? I have a plate (not expired yet) from my previous sold bike. Do I call up the insurance company to get a 1 day insurance permit? Or the bike must first be registered/transferred with MTO to my existing plate?
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just did this last week

1) buy the bike make sure you get a used vehicle package (sign the ownership) and get a bill of sale with the bikes vin number sale price signature and names!
2) call your insurance company get your bike insured
3) safety (ask the seller if they can ride the bike to a can tire or wherever you are getting it safetied
4) take the safety to MTO get your plates, sticker, and pay your taxes (might have to buy the uvip if not provided)
5) take your plates, install on bike
6) ride home!

first time rider, rode mine from st catherines to London on 4 hrs on the country road good way to get used to a new bike. the whole process took me about 3 hours including about 45 mins talking with seller and checking out the bike, and 4 hrs ride home.
 
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Call insurance and get it on the bike
Put your plates on and ride home.
You have 6 days to transfer your plates and even if you don't call your insurance you are coved by your currant policy for x number of days anyways
 
Skip all that MTO and insurance hassle. Bolt on your plate and ride home, don't speed and keep an eye out for cops in your mirror. Don't you need a friend to drive you up there? If yes, then have your buddy follow you, that way a cop can't be directly behind you.
 
zeniceguy said:
Call insurance and get it on the bike
Put your plates on and ride home.
You have 6 days to transfer your plates and even if you don't call your insurance you are coved by your currant policy for x number of days anyways
Click to expand...

so you are telling me i can go grab a new bike and have 6 days insurance without telling my ins company?
explain to a cop your ins papers sayscbr125 and you are on a duke 1198

get a ins policy for your new bike, illegal to be on the road without it, get temp plates or if you have a safety done just grab your normal plates and transfer the ownership.
technically the seller is suppose to supply the UVIP, but ive always bought it for the cars/bikes ive bought and left it to the buyer to pick up their own, but i give them the option.
its good to have to make sure the title is clear and able to be transferred.

good to go, enjoy.
 
RetroGrouch said:
Skip all that MTO and insurance hassle. Bolt on your plate and ride home, don't speed and keep an eye out for cops in your mirror. Don't you need a friend to drive you up there? If yes, then have your buddy follow you, that way a cop can't be directly behind you.
Click to expand...

I just did that 2 weeks ago. Took an hour ride home from Oshawa on the bike I bought. Paid cash, got the ownership signed, they had the uvip, Slapped my current plate on it and rode that baby home. Called insurance the next day for a policy # then got the ownership legally switched with a 10 day temp permit, then got it safetied last Monday and got a new plate sticker. 2 trips to MTO. Took a chance. Not the first time.

oh, and then I had to get my wife to drive me back out there to get my car. What a great wife I have!
 
I cancelled my insurance with Riders Plus after I sold my bike. Even if I plate the bike and still have Riders Plus insurance, I don't think they policy will cover me.

If I have 6 days to transfer the new bike to my plate, then legally, can't I just call up State Farm, get it insurance and ride it home with no worries?

zeniceguy said:
Call insurance and get it on the bike
Put your plates on and ride home.
You have 6 days to transfer your plates and even if you don't call your insurance you are coved by your currant policy for x number of days anyways
Click to expand...

KarGo said:
I've done this. It's risky, don't ride like an idiot and you'll be fine op.
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I don't want to take that risk since it's hunting season for five0 having all the excuses to stop people on ss bikes.

kruzuki said:
I just did that 2 weeks ago. Took an hour ride home from Oshawa on the bike I bought. Paid cash, got the ownership signed, they had the uvip, Slapped my current plate on it and rode that baby home. Called insurance the next day for a policy # then got the ownership legally switched with a 10 day temp permit, then got it safetied last Monday and got a new plate sticker. 2 trips to MTO. Took a chance. Not the first time.

oh, and then I had to get my wife to drive me back out there to get my car. What a great wife I have!
Click to expand...
 
viperman99 said:
I cancelled my insurance with Riders Plus after I sold my bike. Even if I plate the bike and still have Riders Plus insurance, I don't think they policy will cover me.

If I have 6 days to transfer the new bike to my plate, then legally, can't I just call up State Farm, get it insurance and ride it home with no worries?
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You can get an insurance policy with the Vin of your bike. I've always assumed if I was pulled over, I'll show my new insurance slip, the title signed, uvip, etc...

Obv the old policy won't cover you anymore as it is not the same bike. I meant after you buy the bike, call insurance to get a policy.
 
Riding it without the proper plate on it is one infraction, riding without insurance is a whole new ball game. The fines and sky high insurance rates that follow are not worth it.
 
I don't know if it's the same for bikes, but when I bought my truck I was automatically covered under a newly purchased vehicle. Of course I'm assuming that's only good to go straight from purchase point to home.


However, it doesn't really matter because they changed the way they do temp permits. Now you have to transfer it into your name and get a real plate with a temp sticker. To do that, you have to have insurance on the vehicle.
 
Its always a good idea to have a friend with a pick up truck, a ramp and a set of tie downs :) ... just saying that's the safest way
 
Stop by a Service Ontario office and ask them what you need to do, then do that.

Not being insured and finding out the hard way could really suck
 
cb500f said:
Its always a good idea to have a friend with a pick up truck, a ramp and a set of tie downs :) ... just saying that's the safest way
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+1. You can always contact ToyHauler also, nothing but great reviews on his service.

Anytime you cut corners with the process, you are taking a risk.
 
EaZ8 said:
so you are telling me i can go grab a new bike and have 6 days insurance without telling my ins company?
explain to a cop your ins papers sayscbr125 and you are on a duke 1198

get a ins policy for your new bike, illegal to be on the road without it, get temp plates or if you have a safety done just grab your normal plates and transfer the ownership.
technically the seller is suppose to supply the UVIP, but ive always bought it for the cars/bikes ive bought and left it to the buyer to pick up their own, but i give them the option.
its good to have to make sure the title is clear and able to be transferred.

good to go, enjoy.
Click to expand...

I understand you thought you new what your talking about, but you don't.
Did it on my last bike, my state farm agent even cleared me on it a head if time.
http://www.google.ca/url?sa=t&rct=j...CkfxeiSLE7XyE9EkGt4RiMA&bvm=bv.45512109,d.aWM
 
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Odds are the dude is insured still. Have him ride it to your place. Buy him a whopper for his troubles.
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