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Don't be upset. It just means your lives are worth more than us here in the states lol

Wayne county, Ohio, USA

Right? Act of god or something. It's POS GEICO insurance, but I figure if I get in an accident where I need it I won't be around to pay it out. Maybe that's negative thinking, maybe that's incentive to avoid accidents.

That sucks. I have 6 points on my license (12 is suspension). First time rider on a 750cc. $250 a year, liability only.