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Can anyone tell me what are the legal repercussions of riding an insured green plated bike on the highway? What are the fines if you are stopped? Will your insurance cover you if you're in an accident?

I have a husky TE 450 which is street legal but very heavy in the dirt. I ride mostly mud and loose rock/gravel in Haliburton, with some single track once in a while in the Ganny. I'm not getting any younger and feel that I need something lighter that i can throw around a little more but that...