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If I don't do the safety course i save roughly 450 dollars. Do you think I can lawn to ride say in a parking lot by myself? I can put that 450$ towards my insurance or gear.

I just did the online quote "calculator" Im 19, just beginning to ride, m2 less than a year, have a g2 license (no G). I got $2300. I know I shouldn't be complaining but for a 125cc bike I was thinking maybe like 1700-2000? Thats like higher thn the cost of the bike. Is the online tool a large...