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Most insurance companies will accommodate a long term client that has a vehicle with only Fire/Theft if he wants to drive the car once in awhile, however if you're planning on doing it every weekend, they would want coverage to be added full time.

OPCF 27 is only transferable for cars, doesn't apply to motorcycles, can't even add it to the policy.

Doubt it very much, however if true, good find.

I don't know of any insurance company that will insure multiple vehicles, for the price of one or two. If you want to drive any of the vehicles at any given time, they all need to be insured, no way around it. You can all blame the few people that have 2 or 3 vehicles and failed to disclosed...

That's an expensive test, plus another $2000 on insurance, cancelling mid term still needs to pay $1000 for 1 month of insurance.

I’ve never heard of that before, why is a hit and run an at fault accident?? As long as you have a policy report that should never be the case.

A lot of people are in the mind set that any claim will increase their rates. When insurance companies have a rate increase and people have made a claim they automatically assume the increase is because the claim they put in. That is incorrect, the only time your rates are effected is if you are...

Convictions stays on abstract for 3 years. Why didn’t you’re friend fight the charge?? If the insurance company finds out about it they will cancel him because he no longer meets their guidelines and he now would have to get insurance through facility, regular market wouldn’t even look at him

Unfortunately temporary insurance doesn't exist for anything in Ontario, you're best option is to borrow a friends motorcycle.

Hi Eoszlak, I've sent you a PM

Facility quotes should be the same no matter who is quoting you. Every Broker uses the same one calculation that is provided by facility Insurance. I can honestly say doing a facility quote is a painful process, they have these weird calculations and surcharges for each different conviction that...

Don’t know who you spoke with, he/she will definitely get back to you with a quote. Based on what you’ve disclosed for a record, facility will be the only option, give the broker 24h to get back you, facility quotes are all done manually and it takes time, while doing facility quotes we also...

Come on by we'll see what we can do for you.

Hi everyone from the GTAM forum, We are pleased to announce Cornerstone Insurance Brokers will have a booth setup at the Motorcycle show running on January 2/3/4, 2015 Come on by and say, hi. I will personally be there on Friday from 4-10pm and Saturday from 2-10pm. We will be able to answer...

It’s great everyone is posting what they pay per month, however there are so many variables that nobody should follow and except to be paying the same as the person paying $60/month. Age, CC’s,riding experience, territory, coverage’s all make a difference. Let’s use me as a reference and see...

It’sgreat everyone is posting what they pay per month, however there are so many variablesthat nobody should follow and except to be paying the same as the person paying$60/month. Age, CC’s,riding experience, territory, coverage’s all make a difference. Let’suse me as a reference and see how...

This is one of those topics that will be split 50/50 on who agrees we should back into a parking spot or go straight in. I personally think it’s easier to back into a spot, than having to back out, it’s hard to see if you have two SUV on each side if there is a car coming or not. I tell my wife...

All insurance companies and Brokers call the client on these situations, as Brokers we call 2-3 times, send email, and letter, 50% of the time nobody responds, I'm not sure if they are afraid of the outcome, or why are we calling regarding a claim, Insurance company is not suppose to know there...

Always, always when involved in an accident go and fill out a police report even if you don’t want to call your insurance company. Let’s look at this scenario, 2 people get involved in an accident, Mr. A was rear ended by Mr. B There is no damage to Mr. A car, he tells Mr. B don’t worry about...

That, pretty much sums it up in one sentence.