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  1. Carlos Vincent

    Insurance for an enduro?

    I'm looking at the line to determine profit on insurance side only. You’re looking at investments Intact made which has nothing to do with insurance. If your salary is $80,000/year, you invest some of the money returning you an additional $10,000/year,do you tell people your salary is $90,000??
  2. Carlos Vincent

    Insurance for an enduro?

    Here are the results, hopefully they are legible.
  3. Carlos Vincent

    Insurance for an enduro?

    Those are some impressive numbers, if they were realistic we would be paying a lot less insurance, do you mind posting the website where you found those numbers. Here is the website if you want to look at the financial reports for 2014...
  4. Carlos Vincent

    In a perfect world, how would you define 'supersport'?

    Interesting topic, I'll see what I can find out and let you guys know if there is a definition.
  5. Carlos Vincent

    looking for a ballpark quote... budgetary reasons

    Honestly?? You're asking for an insurance quote on a motorcycle forum? Nobody knows anything about you, where you live, your driving history, what type of coverage you want, and you want a ballpark price? Did you think the members have access to a quoting system? Please tell me this was a joke.....
  6. Carlos Vincent

    Insurance for an enduro?

    Point well taken and I agree, however let's say you are that good rider that follows all the road rules, you get into a misfortune accident, your all banged up and to get you back to your feet on a normal lifestyle there is a payout of $100,000, should your rates be increased to recover the...
  7. Carlos Vincent

    Insuring 2 bikes

    You can insure as many bikes as you want. If you're trying to insure a second bike for a new rider and don't disclose and something happens, good luck explaining that to the insurance company. You will be cancelled for misrepresentation, and if you think your paying to much insurance now, wait...
  8. Carlos Vincent

    Currently own a Motorcycle and a Car, Wondering if this is possible to do?

    You sure can, just keep in mind your car is not insured to be driven at any time, if there is a rainy day and you want to drive your car, there is no insurance.
  9. Carlos Vincent

    Insurance for an enduro?

    We are paying into this "bottom less black hole" for those guys that are doing wheelies down the 400/401 when they crash there is enough "Accident Benefits" to cover the injuries. $178,000 payout on one claim last year. Hope that helps to explain where our money goes. If the SS riders stopped...
  10. Carlos Vincent

    Cornerstone Insurance Brokers Contest - Chance to win $20,000

    Absolutely. We can run such contest as it is no purchase necessary. It requires only a quote. It's not rebating.
  11. Carlos Vincent

    Red light camera

    Can't blame the weather for running a red light, there is more than enough time to stop when we see the light turn amber. However it never hurts trying to fight it, less us know the outcome
  12. Carlos Vincent

    Cornerstone Insurance Brokers Contest - Chance to win $20,000

    Cornerstone Insurance Brokers is proud to announce a new contest with a chance to win $20,000. All you have to do is call Cornerstone Insurance Brokers and request a quote, your name will automatically be entered into the contest. Please visit website for more details...
  13. Carlos Vincent

    Insurance for an enduro?

    Yes, where you live makes up 20% of your rates, you still have 80% remaining that goes to, discounts, coverage's, age, driving record. In other words the person that lives across from you can be paying double or half of your premium. Unless you know your neighbour circumstances it's pointless...
  14. Carlos Vincent

    Insurance for an enduro?

    I have a question for every one: Why do you guys keep comparing rates?? You don't know anything about the other person: Age, discounts, coverage's, driving record, where they live. All of that has a dramatic change in premium, I quoted myself $1100/year full coverage, $2M liability...
  15. Carlos Vincent

    any clue for temp insurance

    Hedo2002 pretty much summed it up, you can't insure what's not yours. It's up to the owner to insure it and if he let's you borrow it, you are automatically insured. Of course if something was to happen the owner will have to deal with it
  16. Carlos Vincent

    stolen 250zzr(2012)

    You received $1300 to repair the bike, repair it. Did you think they were just going to give you the money and insure the bike again without he repairs being done. The reminds of one insured that the insurance company give him $8000 to repair the roof and never did, 5 months later had major...
  17. Carlos Vincent

    Insuring GSXR 600 with 3 minor tickets

    Got it, you did catch me off guard on that one, thanks
  18. Carlos Vincent

    Insurance and Vehicle Registration

    Just call MMI to add insurance on your car, get the sticker, and take insurance off, if you had done that before getting the stickers you would be good to go. You can blame you’re inconvenience to all the people that are driving without insurance. This is another method implemented to force...
  19. Carlos Vincent

    Insuring GSXR 600 with 3 minor tickets

    How do you insure a track bike?? I didn't even know they were insurable.
  20. Carlos Vincent

    Insurance and Vehicle Registration

    MTO no longer gives plate stickers on vehicles that only have Comprehensive coverage only. Once you reinstate coverage on the vehicle you can get the sticker. Makes sense, why would you need a sticker if you're not driving the car.
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