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Came to the office today to play around with the quoting system they provided us with. Here is one quick update: I did mentioned they will not insure SS over 1000cc, it also seems any Semi sport over 1000cc is not on their appetite either ex Suzuki Bandit 1250 - After all, that bike is pretty...

I haven’t really played around with the quoting system and figure out what effects what,it will take a little time to know how every change effects premiums. I only have limited time during the day to be on the forum and test the quoting system, still need to take care of my clients needs.

We are set to go effective immediately, Phase 2 still working on it, no dates as of yet

Hi everyone, I am pleased to announce we have a new carrier that has updated its Motorcycle Program and now is offering stand alone motorcycle insurance. New rating factors have been introduced, which include,experience, rider age, motorcycle age, body style, engine size, usage of the...

Here is a perfect example of insurance fraud, I can't believe he actually post this question on an open forum :banghead:

Have you told your Broker you have an M license?? When people are shopping around for new insurance theytell all current information about themselves to the new potential insurancecompany, people fail in that departmentto tell their current insurance company and updates of changes that have...

Can't get insurance on an un-plated vehicle, you won't be able to get plates unless it passes safety either

I’m not sure what’s racist about that comment. At one time the Toronto area that started with postal code “M” was the highest rated area in Ontario where drivers paid the most premium, for the last 4-5 years Brampton has been creeping up as the area with the most claims and as of right now it...

You're right it totally slipped my mind :scratch:

Everyone talks about insurance as a scam. Let's show the proof as where the scam is. We all talk about it, let's proof where the scam is, don't you guys think if there was a scam the news would be all over it, let me guess, the tv/radio station are in on it too.

OPCF 28 is only valid if the name and driver’s license of the excluded driver is listed on the policy, you can’t just exclude all other riders. Simply because there are 3 different vehicles with different VIN, each will have to be insured separately, otherwise you will be charged driving...

Gap of insurance is not an issue at all, if the person does not have a vehicle or has a company vehicle, obviously there is going to be a gap of insurance and it will not be held against anyone. Gap of insurance is a problem when your last policy was canceled for non-payment, misrepresentation...

I can’t believe I just read that comment. You’re driving your $50,000 car, someone without insurance hits you and your car is a total loss. The 3rd party has nothing to offer, not a penny on his pocket. It also means you’re out of a car, unless you can buy another. If the comment is to be true...

Every broker will quote you without having a bike, best to do that so there aren't any surprises (premium related)

First thing your Dad has to do is to contact his insurance company and discuss the matter at hand. Do not go by what people are telling you on the previous comments, that information is based on the rules and regulations of Canadian insurance. I/we don’t know what rules and regulations the...

That's nothing new in Canada, it's been around for the last 10 years, I can name 4-5 websites off the top of my head that already do that. All you have to do is input your information and it will shop for the best rate. I can assure you none of the companies that work with Google will ever come...

Yes, expenses from operating the company are listed under "Underwiting Expenses". They are not hidden costs, any company takes their gross income minus expenses the result is profit. That's about right, 7% would be really good

Not sure if a 5% profit is considered a big profit, however if you are to invest, well, it can be very profitable. Exactly, that's why we all put in a deep bottomless pit to cover someone else's mishap. Did you calculate your savings based on the monthly savings or yearly, you will get to...

There is only a hand full of companies that will insure motorcycles, 10-15% is the average nothing more.

FamilyProtection Coverage (OPCF 44R): This coverage protects you, or an eligible member of your family, to the same limits as your Third-Party Liability coverage if you are involved in an automobile accident where you are not at fault, with someone who carries less insurance, no insurance, or is...