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  1. Carlos Vincent

    Cancellation issue and question

    I'm yet to see any legal document using the 24hr format, everyone uses 12:01am format. They are only doing that so they can cover and not charge you for an additional day, be appreciative and comply. I normally don't do that to my clients, but I've heard of it being done.
  2. Carlos Vincent

    Calling out all brokers... Need Markets.

    Good luck, take what you can get and who will insure him, with the accident he is a 0 star and be rated for the accident, I'm pretty sure the premium won't as low as he was paying before.
  3. Carlos Vincent

    I am screwed

    Car accident can't be rated on motorcycle policies as far as I know, I never do, never got an application denied, traffic violation follows you anywhere you go, motorcycle, auto, ATV, Snowmobile, etc, etc.
  4. Carlos Vincent

    Loophole or scam?

    I’m having ahard time believing someone at CSIB would suggest to do something like that, for a couple of reasons. 1 – If the young rider is disclosed the rates would be based on him not the parent. You can have an occasional rider, however the rates are based on the highest rated 2 – You would...
  5. Carlos Vincent

    Loophole or scam?

    Is this joke?? Would his mom even agree to pull this scam?? Let's see how this would play out: This guy gets in an accident (oh ya I forgot, he's an excellent rider and will not get into an accident) 3rd party sues him, insurance company investigates the claim and finds out he is trying to pull...
  6. Carlos Vincent

    Google Auto Insurance

    I'm not going to get in the above discussion, but heck that was well said.
  7. Carlos Vincent

    New market for stand alone Motorcycles

    Cancellation is the same as everyone else. Your payment I equally divided by 12 months, with your first payment being double
  8. Carlos Vincent

    Hello, anyone with Honda CB500 (2013 and on)?

    The interesting part about the Honda CB500FA and CB500XA it's two different prices for insurance. I did a bit of research and the only think I can see that's different on both bikes is the suspension. CB500XA - $1184 liability only CB500FA - $2938 liability only If someone could shed some...
  9. Carlos Vincent

    New market for stand alone Motorcycles

    I have good news for all the young riders. After many complains they have now open the doors to new riders, they have to meet the following criteria. Motorcycle needs to be under 750cc standard motorcycle, NO Superport bikes, needs to have taken a Driver’s Training Course. I just found out...
  10. Carlos Vincent

    New market for stand alone Motorcycles

    This is the best definition I could come up with to explain what is a Supersport bike. A Supersport motorcycle is optimized for speed, acceleration, braking, and cornering on paved roads, typically at the expense of comfort and fuel economy by comparison with more standard motorcycles.
  11. Carlos Vincent

    New market for stand alone Motorcycles

    When the company decide to start insuring motorcycles as a stand alone, they also introduced strict guidelines. They will only insure riders that have the motorcycle license for more than 4 years and over 6 years for Supersport bikes. It's a great way to start off and if things work out maybe...
  12. Carlos Vincent

    Older sport bikes.

    It was a Jevco rule, doesn’t apply anymore, not that I’m aware. There is no such coverage for vintage bikes, premium is the same as a newer bike, maybe slightly less, not much. Safety, photos would be a requirement before binding coverage, only then we let you know if it can be covered
  13. Carlos Vincent

    New market for stand alone Motorcycles

    At this time they are only offering monthly payment via savings/chequing account or payment in full via credit card
  14. Carlos Vincent

    New market for stand alone Motorcycles

    Wawanesa has always done motorcycle insurance as an accommodation for existing clients, never as a stand alone, until now.
  15. Carlos Vincent

    New market for stand alone Motorcycles

    Well, if other brokers haven't had the opportunity to test and learn the system, they should have by now, I'm not keeping it from you guys any longer. The Insurance company providing the stand alone motorcycle insurance is Wawanesa Insurance. https://www.wawanesa.com/canada/
  16. Carlos Vincent

    New market for stand alone Motorcycles

    Anyone who is interested in a quote I've updated my first post with my contact information, please do not PM me via this forum as I will not be checking my PM's often. A bit more info just came down the pipe line: 2 options for payment: Yearly or monthly, if you choose monthly, the yearly...
  17. Carlos Vincent

    New market for stand alone Motorcycles

    Didn't see all this negatively coming.... The company doing this is one of the largest Canadian owned insurance company in Canada, it has been around for over 150 years and is here to stay, you guys will all know it once I mentioned it before the end of the week. It was asked not to mentioned...
  18. Carlos Vincent

    Who the hell insures sportbikes anymore?

    If you have a motorcycle license 6 years or more and you want to insure a SS under 1000cc, I definitely can help you. Here is an idea of the rates: 25 year old rider, 6 years motorcycle license, M6P-3X9 Full coverage with $2M liab. $500 comp/coll. 2014 Yamaha YZF R1 - $2466 Liability only - $1770
  19. Carlos Vincent

    Business registration and insurance?

    A recreational vehicle registered as a business vehicle, it's not going to happen, even if it does, your premiums will be the same.
  20. Carlos Vincent

    New market for stand alone Motorcycles

    I can assure you they are lower than Intact.
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