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so does this only have an effect if you've had your M1 for a year? Or can it have some effect if you were to have it for a few months?

This totally sucks. I was going to get my M2 but I didn't because I didn't have enough to buy and insure a bike and I thought I might as well wait so I can use the course certificate discount for my insurance.

When you say have your M1 for a year u mean from the date you got it right? Cause obviously your M1 doesnt last for a year. And this also sucks balls because I decided to let my M1 expire in August as I didnt have enough money to buy and insure a bike this year, things didn't go as I planned.