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The area you live in also makes a big difference in the insuance rates.

Most insurance companies do charge penalty for cancelling home policy mid term. And if you cancel property policy, your auto policy will likely go up in price as you will lose your mutli policy discount. I am not licensed to write life insurance in Ontario so I would suggest that you contact a...

I would recommend that you wait a year before you buy anything. Your rate will much more affordable then.

Insurer's take premium in advance as it would be near impossible to collect premiums after the fact from people who did not have claims. When the premiums are paid in advance we all put into a pool before anyone knows who will have claims and for how much. The advance month premium is also used...

The best way to verify if what she is saying is true is to ask her to send that to you in writing. (this works for all kinds of other things too)

Refer to the insurance sticky. A reputable broker can find an insurance company that's a right fit for you.

Section 3 of the Ontario Automobile Application asks " Is the applicant both the Registered Owner and the Actual Owner of the described automobile" "Yes or No" Most companies will only agree to insure it if the answer is " YES"

Check out the BMW bikes, all are standard bikes with the exeption of the S1000RR.