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All of these bikes with Jevco are over $4000 a year for me. With State, the 250 is $60 a month and a Ninja 500 is $110 a month and a SV650 is over $250 a month. Just not affordable for me. They keep saying when I turn 30, the prices should come down alot more but insurance rates will probably...

Well I decided not to go with a bike. Insurance is too much on anything other then a 250 so I will wait until I am 30 probably and then try again. I checked out my insurance rate assuming I lived in the US and it was $33.00 a month on a GSXR600 .... Not sure why it's $4000 more a year here but...

Looks to be I should just wait. Thanks all and maybe in a few years I will be on the road.

Not sure what kind of job you have but I don't know too many who can save $5k in like 2-3 months ontop of their bills and expenses. I already have cash for gear and all schooling and licensing. Insurance if I get a Ninja 250 is only $60 a month and a bike payment is only about $140. It's doable...

Hey all and thanks for the replies. Well I got a quote from state farm and it was better but only thing that is affordable to me is the Ninja 250 in terms of insurance which sucks. As for financing. I guess I know it's bad to do it but what else does one do? To save up the money to where I...

Hey all, I do have a line of credit but it's at 9.25% and if I can get a loan for like 5% or 6% that would be better as 3.25% adds up. Plus to borrow such a little amount of money at a good interest rate is only $600 or so which isn't bad. I don't have the cash for the bike itself but I do have...

I am looking at a Ninja 500 or a SV650. Looking for something I can ride long distances, cheap on insurance and reliable. I was thinking SV650 because then I could keep it for many years to come and my friend recommends it. So far, Rider Plus is telling me $2600 for the SV650, $1800 for the...

No I am looking to finance a used bike. Something like a 2008 or so. I am not spending much, I have $1500 and I want to finance $3500 max. Yes I know insurance will be more but what can I do if I don't have the cash? I am not patient enough to wait 2 years to save up the money. I also sent a PM...

I know I should save up and I do have some money, just not the whole amount and I am not rich so I need some help.

Thanks for the reply. I will look into other places because 16% interest is insane. 5% is very manageable.

Hey all, Looking into getting a bike but I went to check for financing at TD bank and they gave me an interest rate of prime plus 13% which is like 16% and that is insane. I was just wondering what you people did who financed the Bike. Do dealers provide financing at a better rate like car...