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I'm a newbie. I bought my bike last year. Have about 8000km under my belt. I was travelling towards an intersection, and a left turning car pulled out in front of me. I never saw it coming, like the car appeared out of mid-air. I got lucky. I grabbed the breaks, the bike went sideways, I...

Sorry, no pictures to show. Bent or broken = forks, front wheel well, right handlebar, right handle brake, right foot brake and pedal, right light, (a number of small things) and the burning black road rash along the right edge from the front, across the tank fairing, up to the back edge behind...

Thanks so much for clearing up the legalities of this issue. Your points are well taken.

I'm still looking for more opinions, advice, facts (if you have them) here... 1. If my insurance is 70/month how much can I expect to be paying in the future, based on a claim like this? Would I go to 90/month or 190/month? Will my rates begin to increase every year after this? 2. Will I be...

$1200 to make it rideable. And it will still show big signs of road rash. Thanks for the rpely!

Thanks for your reply!

Hi, Crashed my bike. I was doing about 45km/h. No other vehicle was damaged. A left turning car pulled in front of me at an intersection. My reaction, hitting the breaks to avoid colliding, caused the bike to come out from under me, low siding. The left turning car did not stop at the time...