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Hey guys, I currently ride a ninja 250r 2011 and have been riding since 2011. 22 years old right now. I just passed my M yesterday and was told by TD that my premium wouldn't change, (wasn't really expecting it i guess) Current premium for the bike is ~$900/year insured in Waterloo...

not too surprised at his number thou. if i put markham as my main city, my premiums for a 250cc rose to 4.5k and >7k for something 400cc i swear, insurance is the only reason i'd ever want to age past 25 T-T... maybe a couple more things too :rolleyes:

I plan on calling in tomorrow. i've heard that after the first year, the premiums drop. is this true? or is it more of a >25 years old thing?

I was just wondering if this is a good price, or anyone suggest a different broker/insurance company Age: 19 turning 20 City: Waterloo Bike: Kawasaki Ninja 250r 2011 quote: around $2413/year edit: I have looked at state farm, but they will not quote me since in only have 4 years driving...