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So I got a quote for 2005 Ninja 500R from Statefarm and my agent said I'd be paying $268/month ($3216/year). He even quoted me for a 2005 GSXR-600 and it's exactly the same premium. Does this sound right (Well I know it was done on their system so it couldn't be wrong)? I guess Statefarm...

It's pretty obvious her eyes weren't on the road. Regardless of the reason (texting, eating, putting on make-up, etc.), she deserved whatever charges she got. Glad you walked away from it though. Someone's watching over you.