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  1. humsafar77

    Which one to go for - Touring or Sports Touring

    Friends I am New rider in Canada, but have been riding in other countries since I was 12 yrs old, i.e. almost 25 yrs, though have been riding smaller CC motorcycles (100 to 200 cc) and in less speedy and a lot more stupid traffic. Need your suggestion, Positives and Negatives for Sport...
  2. humsafar77

    advice for a beginner trying to start out

    with some companies you can still get insurance with M1 but they might want to see that you have completed your Motorcycle Training course, Though the insurance rates will be higher as compare to M2.
  3. humsafar77

    Potential claim question - wondering about impact to rates

    Generally an AF (At Fault) accident effects between 10-15% of you annual premium, But with Some companies if you have an accident with Car they don't rate your Motorcycle for that accident and vice-verse, Hope this helps
  4. humsafar77

    TD/Meloche Monnex will not insure Honda Grom 125cc

    All the agents with All personal lines insurance companies are licensed agents they are "suppose" to know the insurance but they might not be update with the particular insurance companies guidelines or policies, as in recent times these guidelines are changing so quickly :)
  5. humsafar77

    Age limit for Children to ride as Passenger ?

    I checked with a Police officer and he didn't know any law about Children on Motorcycle, however he advised me there is some website by Toronto Police where you can ask these kind of questions but I am not able to google than site. Any one knows ?
  6. humsafar77

    Age limit for Children to ride as Passenger ?

    Hi Guyz, Is there any age limit or extra requirements for children to sit as passenger on Motorcycle ?
  7. humsafar77

    Looking for Temporary Insurance

    You can get insurance and once you don't need it you can cancel it. Most companies will not charge you cancellation fee if you tell them you have sold the bike. Hope this helps
  8. humsafar77

    American Vs Canadian insurance

    Not in Ontario for Auto / MCycle insurance, but in some other provinces e.g AB they do that
  9. humsafar77

    Fewer accidents, fewer claims, high premiums

    Its not only the number of claims, it the quantum of claims that effects the insurance (in insurance terms it is severity not the frequency of claims which causes a huge increase) , in ON the average claims cost is a lot more than anywhere else in Canada. but still it doesn't justify the...
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