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I don't keep track at all, but I can guarantee it's over $5000. Insurance alone is just over $3000, I've spent well over $1000 in farkles already this year. Parts for maintenance are probably another couple hundred (that's if my stator doesn't go this year), and then my labour is probably an...

That's actually not a bad option, or switching to fire+theft like one would do to a winter beater car during the summer. For the amount I can get away with using my car, during the spring/summer/fall, it'd probably be cheaper to lower coverage and rent a car if necessary. I'll do a test run...

Yeah, so there'd be some restrictions on switching, but I can see switching to my touring bike when I plan on touring through the summer, then my 'city' bike otherwise. That brings another question; what about switching bikes just twice a year? Say June-August on one, then another for the other...

Yeah, I would expect to pay the higher premium, that doesn't bother me, as I'm already paying it. I'd just want to have a fun bike on the side. The leeway with the plates is meant so that you can move it to another vehicle after insuring it to take that vehicle to get certified and to an MTO...

So I'm about to sell my first bike (GS400), but after taking it for a quick spin, I find I miss it after riding my Vulcan for a while. So I'm wondering, if I don't sell it (and I probably will, but bear with me), how can insurance work? I'm 23, live in Pickering, and insurance for my Vulcan is...

What ramp is this?

Hey this reminds me actually: I've been thinking about putting together a sort of aggregator webapp that collects quote information, and ultimately with enough data could reliably quote people by reverse-engineering the quoting system of different companies. Ultimately the idea would be to have...

This, this, and this. Now is not the time to ride hard, but it *is* the time to ride. To anyone getting cold hands: Get rain covers for your gloves, and wear them whenever it's cold out. They'll be 100% wind resistant, so if you've got even a little bit of insulation in your gloves you'll be...

Wow, I really like it actually. Everything except the auto transmission.

Well yeah, don't go full Rossi yet, but as a means of transportation it's perfectly reasonable to ride if you take it easy (especially outside the city!!) As for whoever said -2 in the AM is a problem, come on, heated grips exist for a reason. Once again, you're not going to carve any corners...

The companies are inefficient, and take a profit. When there's hundred of insurance companies (and there are), there's a lot of duplicate money being spent. If it were centralized, costs would be cut a lot. Also fraud. No one wants to take responsibility for cutting fraud, until the government...

Funny enough, when I was in Hamilton (south mountain too, not even downtown!), my insurance was as much, if not more than what it would be in Scarborough. Now, in Pickering, I'm considered Durham region, so it's about $1000/year cheaper than Scarborough. Plus I'm only a 40 minute ride to escape...

How can they really? Especially with vintage bikes, the gauges aren't particularly integral. I've swapped my speedo (and thus odometer) out, because it was making noise. Now it's in MPH (and the odo's in mi too). It's kinda sorta accurate. I can tell you I have between 20000-30000km on it, but...

What is this I don't even.... April 1 marks the day I park my car for the season. It's nice that a motorcycle is a toy to you, but it's a very practical piece of machinery to many of us. Fight on, weekend warriors.

This is a weird thing about North Americans. We blame ourselves/eachother rather than the companies and government who are truly screwing us all.

It actually doesn't even matter where the speedo reader is unless the clutch is slipping. x RPM with a y gearing ratio = speed z.

To all those berating the OP for not checking rates out before buying the bike: In fairness, it's not exactly reasonable that we have to do that in Ontario. Anywhere else, insurance is a relatively minor expense, here, it's completely backwards. It's not actually the OP's fault, it's the...

Follow the signs. If motorcycles are on it, the sign applies to us as it does to any other vehicle.

So they say. Anecdotal evidence shows that rates are rising at MUCH more than 2%/year. And at that, only the numbers of their profit actually need to grow that much. Limits stay the same year to year, so one could assume that, on average, payouts are the same over a number of years. That means...

The **** thing is, I'm looking forward to being over 30, but by the time I get there (6 years), rates will have followed me up. Maybe some day people will get tired of the extortion and we'll actually have a restructuring like they did out east.