Search results

I don't have coverage for a hailstorm, and as for another driver being at fault, that shouldn't be on me to pay a premium for protection. It's very simply that 99% of motorcycle or car owners have only 1, or 1 of each. Those of us with multiple vehicles are an afterthought, and unless it's...

It's not at ALL incorporated. If it were, minimum coverage at 5000km/year would cost roughly (ideally, exactly) half what 10,000km/year coverage costs. Instead, it's a hundred bucks max. Seriously, I've done this. I've gone from a 20km commute at 15,000/year to a 0km commute at 7,000km/year, and...

Pleasure vs daily driver is a difference of a few hundred dollars at most. My gripe is that I already have coverage that is mutually exclusive from the coverage I'm forced to have on my other vehicles. Why can't I have one coverage, rated for the highest risk vehicle, and carry it with me, the...

That's just it, I WANT it to be against my policy. I want anyone else riding my bike to not be covered, as if it were stolen.

10% profit is a crazy amount in this market. Consider that's AFTER paying wages and overhead; it's literally just extra money...3% would be more reasonable with the economy as it is. Regardless, the average isn't the issue. Multi vehicle owners are a vast minority, and we get screwed because of...

Re: How to make a stunt driving charge even worse I thought a cop had to have constant visibility in order to charge, or is that only for HTA offences? Like, if a cop sees me, doesn't get my plate, but notes I'm driving a black Sierra, can I be stopped in the next town for that offence? If so...

Huh? We're a little past halfway maybe. I dunno about you, I'm out there in full force in April, and run towards the tail end of November. From there I still ride, just on a day-by-day basis

Safety can come after it's on the road though.

To make it all worse, I have 5 bikes. They will not insure a bike AT ALL unless it has a full auto policy. That means I can't put fire and theft on the 3 bikes I have off the road. They want me to pay $1500 each bike, with full coverage, just so I can get fire and theft on my project bikes. I...

I'd give him a chance. I believe you have a good bit of time to report if you need to. Damage costs will be minor if it's just the fender; probably no more than $500 including painting. Make sure your forks aren't bent though. If I were that driver, I'd easily be willing to pay up to a few...

How old are you? My GS400 was $3000/year at 22 years old with an M1 in Hamilton. Deal with a broker; John R Duffy did my first year, and you can quote online. Technically you don't need a safety to register if it's still registered as FIT. You can get a 10 day temp sticker so you can ride it to...

Traffic gets the way it is because of ****** drivers, but if lane discipline were maintained, it would be because of pure volume. And that's OK; the right lane gets slow, so people move to pass, well the middle lane is already full, so it starts to slow, the you move left to pass, and so do...

Wawanesa. Certainly seems to be the norm though, so the question really is who am I not with that I need to be. I'd pay a 50% increase on my main policy if it meant that the remainders are cheap

I'd almost be alright with Ontario's ludicrous insurance rates, of not for the fact the I pay practically double for 2 vehicles. Insurance experts/insiders: how the heck is this justified? I have 3 vehicles, all of which have accident benefits coverage. Obviously I don't get 3x the limit when I...

That's the silliest argument. Of course it's a lot, that's why we have insurance and bear the costs across everyone.

4-wheeled at-fault is often not counted against 2-wheeled insurance.

I just can't get past the multiple policy thing. If accident benefits is coverage on me (for ANY vehicle accident) why do I have to pay it x times over? Literally every dollar of a multi-vehicle policy, after the first one, is gravy. My 3 vehicles means my insurance company is operating at 200%...

Is insurance really different than any other 250?

Only where it's marked. If you're crossing at an intersection, then you cross on the marked bits, not between stopped cars. If you're 50 yards (arbitrary) away though, it's not. Kind of a weird situation, what's the distance definition of "portions of a roadway"?

It probably won't go away, but it's not doing you any favours. Where's the tick coming from?