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Meaford to recoup fire costsBy Don CrosbyPosted 5 months ago Meaford will try to recover some of the cost of fighting structure fires through a deal with a company that will bill insurance companies. "There is under the home insurance a clause which allows for some of these costs that we...

It absolutely happens. Check with the town of Caledon for example. Admittely, it is less common where you get a bill when your house burns down, but it does happen. Like auto accidents, they were rare 10 years ago, now it's a rampant billing process. Property matters (like your house...

Some other posters have asked whether or not everyone would have coverage for fire dept bills under their automobile policy. The provisions of the policy that provide coverage for Fire Dept Charges is provided under section 7 of the policy. Section 7 of the policy is the Optional Coverage...

Fire dept bills for response to traffic accidents are usually a minimum of $800, the city of Toronto and Mississauga are usually a little less, but across the province the average fire dept bill for responding to a traffic accident is about $1200. Contrary to a previous post some municipalities...

Let me pose this question to you. What if a low income citizen can't afford to pay a fire dept charge so they hesitate to call for the fire dept for fear of a large bill. Their hesitation then results in the death of a person that could have been avoided. Is this the system we want in Canada?

You're assessment is absolutley right. These fees are a user fee. But, whether it comes from your tax dollars, or your insurance premium dollars, citizens are still paying the costs.

Does anyone else find it offensive that if I need the fire dept at the scene of an accident I.e. To rescue me I have to pay them for this service? Aren't fire departments funded through taxes etc for this? What next if I have a heart attack while golfing will the fire dept charge me for this...

The mto will pursue recovery from your insurance company if you were at fault for the accident. Your insurer can rightfully challenge the mto if they don't believe the bill should be paid. If the dispute can't be resolved the mto will litigate and your insurance company will defend you.

I personally won a case on pacing. The officer never calibrated his speedometer. The J.P. agreed with my ascertion that if the officer wanted to use his speedometer as an accurate measure of my speed he needed to prove his speedometer was accurate. No proof, reasonable doubt, case...

Get a copy of the case Regina Vs. Bland. It's a case on pacing. The officer must show his speedometer was accurate. He should have run his car through a radar or laser operated by another officer to ensure his speedometer matched the laser/radar speed, or at a minimum got another officer to...

To The OP, here's why you don't want $200 000 liabiity. Consider this scenario. You are riding your bike with your daughter, or other loved one on the back. You crash and your daughter is now a quadraplegic. She sues you (your insurance company). Your insurance company pays your daughter...

The police don't determine fault. They hand out charges under the HTA or Criminal Code as it relates to car/motorcycle accidents. (Of course the evidence they used to lay the charge may also be relevant to who is at fault, but the absence of, or existence of a charge, does not equal fault in...

Keep in mind if you're paying a premium of $100 a year for comprehensive and claim (exlcuding fire) will be subject to a deductible - likely of $300 So in effect if something does happen, in a sense you're already paying $400 of the damages yourself. If you can afford a little claim here and...

Over 20 years in the Insurance Claims Industry, including the defence of approximately 350 separate court actions on fire department billing practices, not to mention a Canadaian Charter of Rights and Freedoms Challenge before the Ontario Superior Court and Ontario Court of Appeal.

Did you even understand my postings. I'd be very interested in what part you think I'm wrong about.

I'm not in the insurance sales business so I'm not looking for any clients.

I definitely agree here. If a bike is sold to original owner and never sold again the Province gets their tax once. If that bike gets bought and sold 10 more tims in it's life the province gets to collect 10 rounds of PST. The only thing surprising here is that Dalton isn't running TV ads...

You are correct, in the case of your house burning down the fire dept will try and make that claim against your homeowners insurance policy. But you have to ask yourself, don't I already pay for a fire dept to be there in case I need them. Isn't that why I pay taxes? I guess the next step...

Very simple, the fire department claimed damages on his motorcycle policy. The damages claimed were for clean up of the roadway, traffic control, fire prevention and whatever other BS they wrote on the invoice.

A great number of thoughts come to mind on this one. 1) As for the accident, to argue you aren't at fault for this incident is extremely difficult. Sorry if you don't like that but it's a fact. 2) This is a reportable claim to your insurer. Reason being another party suffered damages - The...