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It's good news because as a said there was NO INCREASE in my bike insurance and only a 2.5% increase in my car insurance. If the price of gas was just 2.5% higher than it was a year ago I bet you'd be delighted with that.

Just got my renewal. My bike insurance remained at the same level as last year. My car insurance went up a whopping 2.5%. Not bad!!!

Yes, a DCPD claim would be occur in Ontario where you are in a not at fault accident with another Ontario motorist (or a motorist from outside Ontario who is signatory to our rules). Example, you get R/E on the 401 by another Ontario motorist. The damages to your back bumper are $5000. You...

Cancellations for non-payment of premium are never a good thing for your "insurability" or premiums in the future. If you ever find yourself unable to pay the premiums you are better off calling to cancel the policy rather than have the insurer cancel you.

Viffer, Thanks for the compliment.

Hi Tom C. Insurers generally don't want to insure vehicles which have been "modded or altered", in part because there is no way of knowing whether any of the modifications affect the safety of the vehicle. Insurers may have a rule that they will not insure a vehicle for improved speed or...

Gympy, We've never met, how could I possibly dislike you, and why would you immediately jump to such a conclusion?

Read my post above.

Roger, I thought about a year ago you promised not to post any more rants? I guess you're back. You may have missed the previous thread where some people were discussing premium decreases. Not everyone got an increase this year.

If he's paying it's likely he didn't have any insurance.

I assume you mean a sprint 955. Either way those are both a pretty serious machine with a lot of power. If you were 19 I'd say you're crazy to ride either one withour more experience. Expect to pay at least $1500 / year with basic coverage would be my guess.

It's with hesitation I answer this question, I have a problem with people who drive drunk. But, your friend is lucky, the insurer is absolutely liable for his stupidity and hence they will pay for the damages to the pole. If your friend killed someone, other than himself, or caused someone...

Recent forms to the auto legislation appears to be lowering overall claims settlements. This in turn allows insurers to charge lower premiums. Despite all that you read on this forum premiums do in some cases go down, apparently this thread is proof of that fact for some people. Nice to...

Many insurers won't even insure you if you aren't licensed for the kind of vehicle you're insuring. I am sure there is more to the story. Don't yuo just get the idea that everyone is trying to come up with an angle to screw the insurance company. Any story that starts out...

Everybody take note, this is why the rest of us pay over inflated premiums, to subsidize this kind of misrepresentation.

State Farm is losing money like crazy and they have been for several years. It was only a matter of time until they stopped writing motorcycles.

Another question along the same lines. If you have a plastic gas tank i.e. Triumph Sprint, would it be advisiable to completely drain the tank? I understood the main reason for keeping the tank full with stabaliser was to prevent condensation and hence rust in a metal tank, which would be a...

No clue, tell your friend to call an agent.

This is the kind of stuff that the ordinary citizen knows of but does nothing to stop. Then, when we get our insurance renewals and see how much our premiums went up (To pay for these kind of bogus claims) we complain about the insurance companies.

Someone like Platinum_Cycle could better explain the reasons why Brampton claims (severity and/or frequency) are much higher than the rest of the province. Yikes, I don't even want to touch that one with a ten foot pole here, I can only imagine how much people would jump down my throat...