Search results

To the OP, yes if as a result of a storm your bike got submerged it would be covered under the comprehensive section of your policy.

How did this become a rant against the insurance company when the body shop didn't fix the car properly. 1) Frames often get damaged in accidents. That's why they have frame racks to fix them. 2) It's quite possible the body shop who fixed the car didn't have the properly skilled...

Insurance rates remain stable. Pretty cool. Ontario auto insurance rates flat in Q2 of 2012: FSCO Auto insurance rates in Ontario remained flat in the second quarter of 2012, according to figures from the Financial Services Commission of Ontario (FSCO). Rate filings approved between April 1...

State Farms decision to run your MVR (which wouldn't be a routine investigative tool in a claim like you suggest) would be a decision made at the "renewal" of your policy. I don't know their rules around ordering MVR's, but if you had a comp claim that may possibly trigger an MVR request at...

This should be an intersting show for those who are unhappy with the price of Auto Insurance - which probably includes most people. It will demonstrate the link between fraudulent insurance claims costs and the premiums we all pay. The "price is wrong" for Ontario auto insurance: IBC...

23 years of insurance claims experience tells me this 100% not at fault. The other vehicle hit your parked vehicle. They're at fault. No worries, call your insurance company and all will be good.

Assuming your friend has insurance this is a Direct Compensation Property Damage Claim (DCPD). You're entitled to claim for the damages to your motorcycle, any contents that were damaged (unlikely you had any contents in or on the bike) plus the loss of use of the motorcycle, i.e. a rental...

Wow - Ontario Premiums decreased on average. Okay, we've all read this thread. For those who think government insurance is the way to go consider this. I bet those motorists in British Columbia (government insurance) aren't too happy. I guess the government insurance scheme isn't as great...

Try Pembridge Insurance

$9/month is $108 a year.....considering that's after tax dollars that's like getting paid another $200/year. Better to be in your pocket rather than the insurers. Besides, a 3% decrease after inflation is factored in is actually pretty good. Imagine if the price of gas went down 3%...

You own and ride the bike, the policy should be in your name and should be rated for you as the rider. That's the cost of riding a motorcycle.

Great news for Ontario Motorists Ontario consumers report decrease in auto rates A quarterly review by Kanetix shows Ontario car insurance rates reported by shoppers decreased for the second quarter in a row. Ontario rates were 6.2% lower in 2012 Q2 than in the first quarter of 2011, and...

That's good to know. I wonder what the police think about taking your left hand off the handlebars for a 39 second brake (A must for any sport bike riders).

Depending on the country he is from some insurers will credit driving insurance from foreign countries, especially if the company also does business the country your friend is from. For example, if he is from Switzerland and was insured with XYZ Insurance, and XYZ Insurance also writes business...

Part of the auto (motorcycle premiums) automatically go towards the health care system Believe it or not 3% of your auto (motorcycle) premiums also go to the provincial goverment in the form of "Premium Taxes". Where do premium taxes go you ask? Originally they were directed to pay for the...

Radar and laser detectors work in a straight line, not around corners. Ask the officer Bob to explain how his radar or laser beam negotiated the curve.

Death benefits, funeral benefits are paid out very quickly. Serious injuries usually take a long time to determine the extent of recovery and future care costs etc....If you get a "quick" settlement on a serious injury then you had a brutal lawyer and probably didn't get all you were entitled to.

Not a bad idea, but also unenforceable by the insurers. But if you really wanted a good place to start how about seat belts. Did you all hear about the kid who was ejected from his car this weekend and died. The other three people in the car who weren't ejected survived. Wanna bet the...

And there also seems to be an oil base type substance under it as well. This should make for slippery riding. Thankfully I was able to avoid this crap earlier today when I was out.

An excellent argument can be made that this qualifies as a DCPD claim. The rule in your favour is a load from third party vehicle fell and landed on your car. In the pre no fault era (1990) you had the right to bring zn action against the truck. No fault has taken that right away. Therefore...