Wives don't get fat overnight, and brake fluid doesn't go bad over night either. The reason why it's dangerous - other than the fact, you know, it stops you from becoming a blood splatter stain - is that changes from brake fluid degrading happen so gradually, that as long as you're riding the bike regularly, you don't feel the changes happening. What feels "normal" to you is adapting as the bike changes.
Remember, things can be functioning 95% optimally, but at even just 3-4% off, your brake fluid should be changed.
Maybe you have some kind of hand of magic hand of God, but I'm not sure I do. Motorcycling is unforgiving of careless stupid mistakes, so I'd rather tuck my tail and play it safe, than be arrogant and tell myself I'm immune to risks. It's like $9 a bottle, and 5 minutes of time, and I can usually do multiple bikes with that bottle. I'll be damned if I'm going to be a stain on the road because I was too stupid or too stubborn to spend $9 and five friggen minutes lol