Recent content by Throttle WFO

Is there a WhatsApp group for this? Could someone PM me the link?

I'm interested. Sent you a PM.

+1 +1

I’m not familiar with the AB side but I think he would only get minimal AB coverages considering he has a stat violation. He would be eligible to sue a third-party if he can prove 1%+ liability on another party (joint and several liability / 1% rule suggests the entire third-party liability...

Section 8 of the OAP-1 lists statutory conditions. OP would have violated 4(1) - authority to drive: "The insured shall not drive or permit any other person to drive or operate the automobile unless the insured or other person is authorized by law to drive or operate it." OP did not have...

Thank you - I do this for a living, so I'm very familiar with this process. As soon as a judgment is awarded in the event of a trial, or as soon as a settlement is agreed upon between the plaintiff and the insurer; at which point they will put OP on notice, and can take a number of actions...

OP do not expect to get your bike covered in any way by your insurer, FYI. Even if you have collision, you violated a statutory condition on the policy (authority to drive); your insurer will not cover the damages to your vehicle. Keep in mind if the other person decides to sue for injuries...