Recent content by Robert_Smalls08

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Car B should be at fault in this scenario.

The cancellation due to non payment will not affect the rate, however it will impact the eligibility of the rider.

It is only an administrative suspension. It will not have an impact on your policy.

This is not entirely true. Some will not insure you if you have held your motorcycle license less than a few years without the motorcycle training course.

Yes, you will be able to obtain insurance on the bike, however it will be more expensive since the motorcycle training course was not completed. Try contacting the brokers on this forum in the insurance specialist section. There are insurers out there that require the training to be completed if...

As a consumer, I am looking forward to this. However, Ontario must take action to reduce the amount being paid out for bodily injury claims. It is ridiculous. If no drastic changes are implemented by the government to reduce this, look for insurers to get out of auto insurance in Ontario in the...

Motorcycle insurance does not pay out replacement cost, it pays out the actual cash value. The only way your insurance will pay out replacement value on a bike is if you purchase the motorcycle brand new, and include OPCF 43 on your policy. Unlike home insurance, where most policies pay out...

You will be rated as a new rider.

The rating for the claim will depend on the insurers specific underwriting guidelines. It can vary.

It seems to me the rate change is a bit higher than an 8% increase across the board...

Just keep in mind though that bikes are seasonally rated with Meloche Monnex...

Check out Viffer's thread and shop around...

Quite the story. To answer your initial question, no you should not take state farm to court. They can change policy within first 60 days. I know it sounds rough but to make a long story short, you handled the situation incorrectly and now will have to eat it just like moto said, and chalk it up...

Same as any other minor conviction.....