Recent content by Platinum Cycle

Your underderstanding is correct, unless the Newly Acquired Motorcycle is a "Replacement" vehicle for one of the other motorcycles on your policy in which case there is no requirement to have all your vehicles insured with the same company. There are effectively two types of Newly Acquired...

I am with Allstate and have made claims with them in the past. They are very fair.

And I the USA the liability limit may only be $25000, which doesn't go too far when your pretty little girlfriend falls off the back and sues you for $1Million. And has been reported many times in the past, when you become a quadriplegic after hitting a bridge you will be happy to have our...

If your parents have insurance with Allstate i.e. home and auto insurance, they may insure you.

The other driver will deny it, therefore rather than being a DCPD claim on your policy which will not have a deductible, it will be a not at fault collision claim and subject to your deductible. Sorry bout your luck.

If you get into a collision will you really want to get the bike fixed or replaced? You may be more worried about getting your body together rather than the bike.

Reversing, get ready to be 100% at fault. The best bet here is to try and settle directly with the other driver.

If you're an "old man" Allstate will be more willing to take you on. They tend to focus more on the rider rather than the bike now. Of course a SS will still be more to insured than a Shadow, but at least they will take you on.... as long as you have other support policies with them.

Is this concept really that difficult to understand. If you prefer they could sell you a policy that runs from April - October for $2000 and another one from Nov - March for $100

For those who think insurance companies are money making machines why don't you invest all your money in their stocks. Dividends and capital gains must be awesome.

Who was the agent that wouldn't write your policy?

In the scenario you described you better have either collision or comprehensive on the motorcycle depending on what happened in the catastrophic loss (I also assume you are the owner of the car, trailer and the motorcycle) If you changed the scenario slightly, say you were in a not at fault...

Not to be too technical but it's not the issue of the "a" it's that you got the numbers wrong. 27 versus 28.

The Yankee's insurer would bump up his minimum coverage to match our minimum limits. In your example he has $25K liability coverage. He comes up to Ontario and causes $199K damage to a bridge or something his insurer will bump him up to having $200K liability coverage. Same for us there...

From the standpoint of rating i.e. your premiums going up this would be considered an administrative suspension and would not affect your premiums. if there were unpaid tickets such as speeding etc the speeding tickets would affect the premiums. Of a bigger concern though is the coverage that...