Recent content by InsLaw

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    StateFarm and accident benefits

    Caregiver benefit is the one that you are talking about. However after Sept 1, 2010 you'd have to have purchased it as an optional benefit. Here is a good summary of benefits: http://www.flewwelling.com/Ontario%20Auto%202010/Recommendations/Recomendation.htm
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    StateFarm and accident benefits

    Was just interested in your opinion. I actually had a discussion with the AB Director of RBC. He is a friend of mine and we were talking about the whole situation. I pointed out the fact that Insurance companies cry foul when a lawyer refers a client to a clinic, but they can? I think we are...
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    StateFarm and accident benefits

    shhh.... And yes, most paralegals are morons. My practice is usually to be very open with the Adjuster and work together in the best interests of the client. Sometimes it works sometimes it doesnt. I agree that there is a lot of corruption on the side of clinics. However I want your opinion on...
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    StateFarm and accident benefits

    An adjuster and lawyer working together? THIS IS....BLASPHEMY :lmao:
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    StateFarm and accident benefits

    I wish there were more adjusters like you out there. you have to understand that due to the fact that I deal with primarily the ****** adjusters that want nothing more then to determine my Cat clients as mig or non Cat, I am dealing with some of the most idiotic adjusters out there. I agree...
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    StateFarm and accident benefits

    I have to agree with you on that. However at the same time, and yes I argue because it's kinda my nature :)... At least unlike the Insurance companies we actually care about our clients. If you forgive me for using this cliche statement. To me the client is more then just a number. Aside from...
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    StateFarm and accident benefits

    You are wrong. If you are at fault and are being sued then the Insurance Company has to protect you. The deductible is applied to the amount for which the claim settles. The at fault party doesn't have to pay anything. Sorry living in the past. Yes $50,000 if it's after Sept 1, 2010 however it...
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    StateFarm and accident benefits

    Where in this quote does it say that the deductible applies when you lose? o.0 There are over 8000 registered rehab centres in ontario, 300 have been accused of any sort of fraud. That's less then the amount of corrupt body shops. I think people have been scarred by the ****** paralegals in...
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    StateFarm and accident benefits

    Lets see... Of the $30,000 the client gets to keep $19757. 25% My commission + HST. I hate the HST but I can't do anything about it. Greedy fake clinics? They aren't all that popular not to mention that they don't have that many clients. I've been to a few of those and when I do find any clinic...
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    StateFarm and accident benefits

    I am not saying that all $100,000 is to be used on rehab. Clearly that's not how it works. However that's the entitlement. Just like a person with a Catastrophic Injury is entitled $1,000,000.00. You have to understand that as a lawyer I have no choice but to sue for the maximum amount...
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    StateFarm and accident benefits

    Say what you will, you have two insurance company adjusters trying to hide facts from the OP. They say a lawyer will complicate his case? I wonder if he knows he is entitled to Attendant Care, Housekeeping, and other such benefits due to the injuries that he has suffered.
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    StateFarm and accident benefits

    I work at a law firm that handles Accident Benefits cases. Here are some things that you should know: 1. Income replacement is - $400/wk unless you are receiving Short Term/Long Term disability benefits from your employer. When you exhaust your benefits you will be able to apply for Income...
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