Recent content by drumstyx

"the money collection and dispersion industry" Sounds like government...

Only ever managed to get reasonable rates at all by bundling with my car/home. Standalone insurance will never, ever be competitive for sportbikes. EDIT: To be clear, I'm sure Wawanesa and others will write standalone policies, but I get something like 40 or 60% off by bundling. It's a racket...

Never bothered to use this, since I don't change my own tires. Someone want to shoot me $15 for it?

This is a fun little bike and would be awesome to keep around, but I'm just straight out of space. Main bike is running, should pass safety no problem (forks are good, brakes are good, lights are good, etc) Parts bike is mostly complete, not running (never bothered to put a battery in to try...

Was quoted quite a bit more, but I have all my insurances with my current provider. It was however, significantly cheaper than any other motorcycle-only quote I've ever gotten. It might actually be good for my little C70 I'll be insuring next year...quite good rates for small bikes.

Thought I'd follow up with my end result -- My current broker got me a decent deal with Wawanesa; just under $1000 for the year with full coverage. Biggest bummer is the lack of a 19A (agreed value) endorsement that you get with a classic policy. It's actually remarkable to note, there is not...

Fair point indeed! I've actually managed to get a quote around 1100 for full coverage...only a few hundred more than just liability (which, to be honest I'd get anyway because I want to at least ride it to the previous owner's to show off). I wouldn't have paid the 2100, but I can do 1100, at...

I'd go for historic plates and associated insurance through (IIRC) Hagerty, but I wouldn't be surprised if you had to be 30+ just like with the vintage bike insurance.

I actually expected it to be around that -- I figured about half what I put into it. But the appraiser managed to find a similar, less pristine example, for $9,000 on Kijiji. Now, it'd be very difficult to sell at the appraised value, if only because people that like restored bikes do it for...

In the bigger picture of course you're right (which is why insurance is a viable industry in the first place) but at this point in my life my bikes have become the most significant part of my net worth by a large margin, and the CB750 is well over half that value all on its own. Minor damage...

My greatest shame...OEM exhausts are tremendously expensive for these bikes, and reproductions are expensive considering they tend to not actually look like the originals. The stainless Delkevic 4 into 1 pipes do sound amazing though

AFAIK insurance companies are held to the Fault Determination Rules in the Insurance Act when it comes to assigning fault. They attempt to cover every situation and figure out fault for each, but of course that's not really possible, so sometimes you get funky situations. Ombudman might be the...

For context, there's about $11-12k into it, and it's been appraised at $10,750. Realistically, the same value as a new bike, so as far as expense, it shouldn't be more than 400-500 a year for the comp and collision coverages on top of whatever liability is. Mostly I'm worried about a fire. My...

Hmm, might take a trip out to the local meetup on Sunday morning to ask. Dalton Timmis is the only insurer/broker in sight on their website though, so I don't have high hopes... Honestly it's the discrimination that really burns me up. I have an absolutely legitimate reason to be doing this...

This myth never dies: https://www.fsco.gov.on.ca/en/auto/autobulletins/archives/Pages/a-06_97.aspx Some companies give you DISCOUNTS for continuous insurance (particularly continuous with one insurer) but it's not allowed to affect the base rating. Frankly they're getting around the spirit of...