Recent content by ddv

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    2025 Insurance quote reality check please

    Interesting approach. I've heard similar suggestions when buying a new car. Unfortunately in this case the kid lives at home and has no car, snowmobile, boat, trailer, dependents etc. so no other insurance needs. Kind of limits how creative a broker can be.
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    2025 Insurance quote reality check please

    I have heard that graduated HP ratings is pretty common in European jurisdictions and that one can buy restrictors to limit HP on some bikes to keep it legal. I didn't realize there was also a displacement restriction. Probably works well for urban areas and alternate routes with lower speed...
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    2025 Insurance quote reality check please

    Actually I had that specific discussion with the insurance company rep last fall (when they refused to add him to the policy because he didn't live with me). They were quite clear that they were fine with him borrowing it and it would still be fully covered -- however, if he had an accident it...
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    2025 Insurance quote reality check please

    Update: My son phoned around and managed to find something a little more reasonable -- $2800 (Dejardins). Same rider on a Honda 125 would be $1000 less -- about the cost of a used Honda 125. That said, we live in the north. Hwy 11 is the essential lifeline to anywhere and the speed limit is...
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    2025 Insurance quote reality check please

    It's a 40 year old shaft driven cruiser not a sport bike. Yeah, I get that works against him. But 7 grand seems unduly punitive to me.
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    2025 Insurance quote reality check please

    My 18 y.o, grandson got his M2 after taking the course last August. He's borrowed one of my bikes from time to time since, but my insurance company would not list him on the policy because he doesn't live in my household. He has 1 speeding ticket, no claims, no accidents. He lives in a rural...
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    Step by Step guide from getting your licence to buying your bike

    Unfortunately, when I try to follow this link I'm redirected to a page that says "You do not have permission to view this page or perform this action. " But maybe someone here can answer my questions. At least in general. A bit of background: I've been riding continuously for almost 50 years...
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    Open letter to the young GSX rider who hit the Jeep on the 401 this morning

    Sir,- I am one of the emergency workers who responded expecting to pick up your pieces at 1:30 am this morning, and as a fellow rider, what I saw has been bugging me ever since. You may have heard that "new riders start with a bucketful of luck and an empty bucket of experience"? The trick...
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