Riders Wanted - NFP Moto | Page 2 | GTAMotorcycle.com

Riders Wanted - NFP Moto

Got rid of my 2nd bike over the summer as I don't ride enough to pay insurance FULL TIME on 2 bikes that are in a locked garage so if you can insure just 1 at a time, PM me. I've got 2 cars and a house to go along with it. :)

Edit - in case I want to get that new Triumph Trident or Aprilia RS660 next summer.
My GF is looking at both those bikes too :love:
 
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Regarding the bike 1 liability and then just fire/theft on bike 2, I remember asking about doing that because I was storing a registered unplated bike from autumn in my name before gifting it to someone else in spring, but was told by Aviva via NFP that they didn't so it anymore. Is it specific companies that allow that?
Ended up just having an uninsured bike in the garage for 5 months next to mine...

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Regarding the bike 1 liability and then just fire/theft on bike 2, I remember asking about doing that because I was storing a registered unplated bike from autumn in my name before gifting it to someone else in spring, but was told by Aviva via NFP that they didn't so it anymore. Is it specific companies that allow that?
Ended up just having an uninsured bike in the garage for 5 months next to mine...

Sent from my SM-G781W using Tapatalk
Its find it annoying but you have to remember that the folks at any brokerage or insurance company that handle these kinds of changes DO NOT RIDE motorcycles (not even close). They are also trained almost like robots to take your instructions word for word, they do not interpret or guess what you are trying to do. I mention this because if you called ANY insurance company and said "I just want fire & theft" they will tell you they CANNOT. Technically this is true, so it takes 2 separate steps. 1. you insure that bike normally for about a week 2. you then call back and ask them to "remove the liability". They will send you a form that you have to sign off on that no one will be riding the bike ever. If you wanted to ride it, you go to step 3 which is calling again to add the liability back on. Again this only works on bikes #2, #3, etc as long as you have at least one bike insured fully.
 
Its find it annoying but you have to remember that the folks at any brokerage or insurance company that handle these kinds of changes DO NOT RIDE motorcycles (not even close). They are also trained almost like robots to take your instructions word for word, they do not interpret or guess what you are trying to do. I mention this because if you called ANY insurance company and said "I just want fire & theft" they will tell you they CANNOT. Technically this is true, so it takes 2 separate steps. 1. you insure that bike normally for about a week 2. you then call back and ask them to "remove the liability". They will send you a form that you have to sign off on that no one will be riding the bike ever. If you wanted to ride it, you go to step 3 which is calling again to add the liability back on. Again this only works on bikes #2, #3, etc as long as you have at least one bike insured fully.
I inquired about vintage motorcycle insurance with Dalton Timmis and was told I had to move all of my stuff to them in order to be eligible. Is that still the case, or can I get vintage insurance as a standalone policy?
 
I inquired about vintage motorcycle insurance with Dalton Timmis and was told I had to move all of my stuff to them in order to be eligible. Is that still the case, or can I get vintage insurance as a standalone policy?
You can insure vintage standalone yes. NFP is a brokerage (not an insurance company) so we have multiple companies we can place motorcycle insurance through. More than likely you had your motorcycle insured through Aviva which typically requires home + auto to insure any motorcycle period. We have other carrier options that do not require a bundle package.
 
How much?
and what does it not cover, that's what she really wants to know
 
You can insure vintage standalone yes. NFP is a brokerage (not an insurance company) so we have multiple companies we can place motorcycle insurance through. More than likely you had your motorcycle insured through Aviva which typically requires home + auto to insure any motorcycle period. We have other carrier options that do not require a bundle package.
OK, now we're 2 for 2 (or 0 for 2, depending on how you look at it). It was Dalton Timmis that told me Aviva was the only company that could do vintage, and that I needed my car and house with them too. They're also one of many that said I couldn't get just fire/theft without liability. I'll contact you directly with my info for some quotes and I suppose we'll see.
 
How much?
and what does it not cover, that's what she really wants to know
A vintage policy covers the same as any normal motorcycle policy. The restrictions and requirements are different. I just posted a seperate thread about vintage motorcycle insurance.
 
That said, I have considered identifying as female for lower insurance rates.
I would be happy to identify as a moon unit if the rates are cheaper (y)
 
A vintage policy covers the same as any normal motorcycle policy. The restrictions and requirements are different. I just posted a seperate thread about vintage motorcycle insurance.
Can we have an example? I have a 1986 BMW K100RS I'm a retired senior citizen living in K0H 1B0 area and I supposedly now get the best rates possible. Does that bike qualify for "vintage" anything or does it need to be 1956 Frances Barnettt old to be "vintage"
and can I expect to pay more or less? (y) I shall seek out your separate thread.
... M license since my 16th birthday.
 
Can we have an example? I have a 1986 BMW K100RS I'm a retired senior citizen living in K0H 1B0 area and I supposedly now get the best rates possible. Does that bike qualify for "vintage" anything or does it need to be 1956 Frances Barnettt old to be "vintage"
and can I expect to pay more or less? (y) I shall seek out your separate thread.
... M license since my 16th birthday.
Yes it does, as per the other thread. See you over there!
 
Yes it does, as per the other thread. See you over there!
bike needs to be at least 26 years old (you are close) but again Vintage is not the best idea if it is your one and only motorcycle due to the riding restrictions and appraisal. Better suited for a show bike, trailer queen, or 2nd/3rd bike.
 
bike needs to be at least 26 years old (you are close) but again Vintage is not the best idea if it is your one and only motorcycle due to the riding restrictions and appraisal. Better suited for a show bike, trailer queen, or 2nd/3rd bike.
His 1986 is 34 years old.
 
His 1986 is 34 years old.
oops haha, forgot to carry the one. Yes a 1986 bike would qualify though as I mentioned a few times not the best idea (in my opinion) if it is your one and only motorcycle.
 
As long as you have one bike insured "normally" there is a way to remove the liability portion on bike #2, leaving it with just fire & theft coverage

Technically you can do it every day lol. But don't do that, the folks making the changes will hate you for it and catch on to the little "game". Probably best if you decide on one or two bikes you will be riding for the next 1-2 months and then switch accordingly, but again you can change it whenever. Keep in mind, it involves signing a form stating that NO ONE including you will be riding the stored bikes AT ALL. Temporarily turns the bike into furniture

If this is accurate, I will absolutely be contacting you! I hate having multiple bikes, paying full coverage on both when I’m the only rider.
 
Just went onto your website and under the motorcycle insurance section it says:
“Aside from the requirements of the law, 80% of all motorcycle crashes result in a fatality.”
First off, what does “Aside from the requirements of the law...” mean?
Second, I call BS on the 80% statistic. Anything to back that up?
 
One of the age old questions: what is the best option for multi bike owners?

Take me as an example, insured and licencefor 30+, no to all the interview questions, have home (L3P) & auto. Would like to insure late model FJR1300, DL650, and vintage XV920r (81), GL1000 (75) and Tr25 (69) at the same time, no MC licences in my house other than me.

Best way to do this and how much?
 

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