Friend of mine had her car written off by a hit & run driver. Car was parked right outside her house which has various security cameras including one of the front entrance and street. The driver caught on camera smoked her and kept on going, her car was on the sidewalk demolished. No plate number for the other driver was obtained, but based on the video evidence, her insurance company deemed it not at fault and covered all expenses without adjusting her premium.
Absolutely true story, hope it goes as well for you. Insurance co was Chubb btw, they're known to be pretty unreal, maybe she just lucked out there
W
I have a feeling she got lucky. I'll report back any updates that happen.